Fintech Insider by 11:FS
Fintech Insider, hosted by 11:FS is a bi-weekly podcast dedicated to all things fintech, banking and financial services. The hosts are joined weekly by a range of fantastic guests discuss the latest news, developments, and trends within the industry. On Fintech Insider Insights, they speak to subject matter experts for deep dives on APIs, AI, digital banking, and all other areas disrupting our industry. Fintech Insider Interviews brings you one-on-one interviews with the thought leaders and innovators transforming financial services.Whether you're a fintech expert or you're just keen to know more, then this is the podcast for you!
307. News: Tinder for banking
This week we have some great stories for you as David and Jason are joined by two great guests: Caroline Plumb, CEO of Fluidly Simon Balmain, Operations and Community Specialist at Monzo We kick off the episode by taking a look at WorldPay selling to FIS and changing its tech stack. The group comments that it's not a modern way to approach tech stack spending, it's an oldschool way of doing things and 600M is a large amount to spend over 6 years to maintain technology (02:36). Next up, we talk about Barclaycard bringing Alipay payments to UK retailers. There are some suggestions that this could mark the beginning of the end from the panel but they also wonder who the first adopter will be and Jason, for one, welcomes our new overlords (08:52). We spoke to Tao Tao, Alipay's Business Development Director to find out more (13:15). We also talk to our 11:FS Americas MD Sam Maule to get a US insight into why 21% of Americans have no savings (:). Other stories include: 21% of Americans have no savings Grab grabs more market share in SE Asia SC’s startup bridge Female-focused crowd-funding from NatWest And finally, a German bank lets clients vote on dress code All this and so much more on today's show. Don't forget to subscribe so you never miss an episode, leave a review on iTunes and let us know your thoughts on the stories @FintechInsiders on Twitter where you can also ask the hosts questions, or email email@example.com This week's episode was produced by Laura Watkins and edited by Alex Woodhouse.Special Guests: Caroline Plumb, Simon Balmain, and Tao Tao.Links:WorldPay payments firm in $43bn sale to US rival - BBC NewsWorldpay becomes first acquirer to enable Amazon PayBarclaycard brings Alipay payments to UK retailers – FinTech FuturesUK embraces contactless paymentsMost Americans live paycheck to paycheckGrab maps out new product linesStandard Chartered builds Fintech Bridge to matchmake with startupsNatWest launches female-only crowdfunding programmeGerman Bank Lets Clients Vote on Dress Code as Goldman Goes Easy - Bloomberg
306. Interviews: Benoit Legrand, CIO of ING
Benoit Legrand is CIO of ING. Simon talks to Benoit about his unsuccessful startup experiences and what they taught him, how ING sees itself as a 20 year old fintech, why some banks are afraid of PSD2 and how to focus on the problems customers are facing. They also take a look at Yolt, developing resistence to change and the importance of having a team dedicated to delivering change, why the scale of partnerships matter and touch on Brexit. We hope you enjoyed the show! Don't forget to subscribe so you never miss an episode, and follow Fintech Insider on Twitter or Facebook. If you really loved it, please leave us a review, we love reading them! This episode was produced by Laura Watkins and edited by Alex WoodhouseSpecial Guest: Benoit Legrand.
305. News: Graceful degradation
This week we have some great stories for you as Sarah and Simon are joined by a couple of great guests: Daniel Hegarty, CEO of Habito Sharon O’Dea, founder of communications and collaboration consultancy Lithos Partners We kick off the episode by taking a look at the RBS trials for a biometric fingerprint bank card. Sarah thinks it's not a terrible idea and a potential solution to upcoming Strong Customer Authentication (SCA) demands. But Simon and Daniel disagree. Simon thinks the whole thing is a gimmick and customers deserve a better UX whereas Daniel just can't see any good use cases for fingerprint cards (01:50). Next up, we talk about Bank of England telling VISA Europe to hire PwC after the 2018 outage. Simon reckons that having more eyes looking at the problem can only be a good thing while the outages problem rumbles on, Sharon agrees and comments that VISA's outage was a human error issue but there's a need to look at why that error could occur in the first place (08:36). We also have an interview with Nick Cook to find out more about the FCA appointing its first Director of Innovation. Other stories include: UK cash on verge of collapse Instant transfers in the US via PayPal and JPMC British Bank Awards - fintechs won big against incumbents Tide to raise funds to match the remedies fund payout eBay founder’s fintech fund for global financial inclusion And finally, Japanese Banks Will Finally Stop Using a Piece of 1800s Technology All this and much much more on this week's news show. Don't forget to subscribe so you never miss an episode, leave a review on iTunes and let us know your thoughts on the stories @FintechInsiders on Twitter where you can also ask the hosts questions, or email firstname.lastname@example.org This week's episode was produced by Laura Watkins and edited by Alex Woodhouse.Special Guests: Daniel Hegarty, Nick Cook, and Sharon O'Dea.Links:RBS trials biometric fingerprint bank card - BBC NewsBank of England tells Visa Europe to hire PwC after 2018 outage - Finance - iTnewsUK cash system ‘on the verge of collapse’, report finds | Money | The GuardianPayPal now lets US users instantly transfer funds to bank accounts in seconds | TechCrunchSmartphone challengers Starling and Monzo the big winners at the British Bank Awards | Daily Mail OnlineTide to raise £60 million for business banking pushOmidyar Network launches fund for fintechs making a social impact - Business InsiderThe Financial Conduct Authority Appoints First Director of Innovation |Crowdfund InsiderJapanese Banks Will Finally Stop Using a Piece of 1800s Technology - Bloomberg
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