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Save Money, Dammit!

Smart Penny Institute

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Save Money, Dammit!
Save Money, Dammit!

Save Money, Dammit!

Smart Penny Institute

2
Followers
0
Plays
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About Us

Welcome to the Save Money Dammit podcast. Join hosts Ashlee and Brian as they share honest, practical advice on mastering your money and achieving financial peace. Presented by Smart Penny Institute

Latest Episodes

#20: How to Stay Out of Debt Forever

16 MIN2017 AUG 14
Comments
#20: How to Stay Out of Debt Forever

#19: How to Vacation without Breaking the Bank

Co-host Ashlee loves planning trips. She creates travel guides, she helps friends and family map out the perfect vacation, and obsesses over the obscure local must-sees. In this episode, we dive into what the average traveler should know when planning a low cost, high value vacation. Our quick tips: Get ahead of it. Try to plan at least 3-6 months ahead of your trip Find out theShoulder Season Use a travel planning toolbox Google Maps Google search for Travel Guides by travel bloggers Pinterest search for Travel Guides Listen to ourguide on Credit Card Churning: savemoneydammit.com/churning Use incognito/private browsing when searching for flights and hotels Don't go overboard on paying for convenience. Over-budget by at least 20-30% Check out Ashlee's recent travel guides: Weekend getaway in Vegas: ashleephillips.com/vegas Best of New Orleans in 72 hours: ashleephillips.com/nola 72 hours in LA: ashleephillips.com/la Banff National Park in Canada: ashleephillips.com/banff New York C...

26 MIN2017 AUG 7
Comments
#19: How to Vacation without Breaking the Bank

#18: Challenging "Hustle Culture" and Finding Balance in Your Work

E

25 MIN2017 JUL 31
Comments
#18: Challenging "Hustle Culture" and Finding Balance in Your Work

#17: Kyle Naylor on Why We Struggle to Find Our "Enough"

48 MIN2017 APR 3
Comments
#17: Kyle Naylor on Why We Struggle to Find Our "Enough"

#16: So You're Debt Free... Now What?

22 MIN2016 FEB 22
Comments
#16: So You're Debt Free... Now What?

#15: Where to Draw the Line Between Debt Repayment and Spending

17 MIN2016 FEB 8
Comments
#15: Where to Draw the Line Between Debt Repayment and Spending

#14: A Complete Guide to Credit Card Churning with Ro Leavell

What if you could travel around the world for free? Through the world of credit card churning, this can become a reality. On today’s show, we’re joined by one of my good friends and credit card churning expert, Ro Leavell. He breaks down everything you need to know to go from zero to expert in the world of credit card churning. For more information on the cards and resources mentioned in this episode, go to savemoneydammit.com/churning. [00:50] Why Ro got into credit card churning [2:42] Things you need to know before getting into credit card churning [5:23] A breakdown of the two main types of credit card rewards – Cash Back and Program Rewards [6:47] When would someone want to go with Cash Back vs Rewards Programs? [8:25] Other than airlines, what are some additional travel perks that come with Rewards Programs? [10:09] A deeper explanation of point values in various Rewards Programs [12:50] The point transfer method vs the multiple card method [18:21] Ways to deal with cards t...

66 MIN2016 FEB 1
Comments
#14: A Complete Guide to Credit Card Churning with Ro Leavell

#13: Challenging the Consumer Debt Mindset

The average American household carries over $150,000 in combined debt. Between cars, houses, credit cards, and student loans, many of us carry debt higher than our net worth. We're not helped by the fact that much of our American culture has a very pro-debt mindset. Today on the show, we challenge some of the common rhetoric about debt. [1:51] Discussion on the fact that healthy economies rely on debt [5:38] Discussion on the idea of using debt to avoid missing out on life opportunities [12:19] "Renting a house/apartment stinks?" It depends [15:20]How to build credit while also being debt free, and how to best utilize a credit card [21:01]Discussion on depleting an emergency fund to pay off debt [26:28]If you're not enjoying frugality, you're probably doing it wrong [34:25] The joys of avoiding debt [36:07] How to know when you can effectively utilize debt

38 MIN2016 JAN 25
Comments
#13: Challenging the Consumer Debt Mindset

#12: Keeping Your Cool During a Declining Market

21 MIN2016 JAN 18
Comments
#12: Keeping Your Cool During a Declining Market

#11: The Best Way to Stress Test Your Finances

8 MIN2016 JAN 14
Comments
#11: The Best Way to Stress Test Your Finances

Latest Episodes

#20: How to Stay Out of Debt Forever

16 MIN2017 AUG 14
Comments
#20: How to Stay Out of Debt Forever

#19: How to Vacation without Breaking the Bank

Co-host Ashlee loves planning trips. She creates travel guides, she helps friends and family map out the perfect vacation, and obsesses over the obscure local must-sees. In this episode, we dive into what the average traveler should know when planning a low cost, high value vacation. Our quick tips: Get ahead of it. Try to plan at least 3-6 months ahead of your trip Find out theShoulder Season Use a travel planning toolbox Google Maps Google search for Travel Guides by travel bloggers Pinterest search for Travel Guides Listen to ourguide on Credit Card Churning: savemoneydammit.com/churning Use incognito/private browsing when searching for flights and hotels Don't go overboard on paying for convenience. Over-budget by at least 20-30% Check out Ashlee's recent travel guides: Weekend getaway in Vegas: ashleephillips.com/vegas Best of New Orleans in 72 hours: ashleephillips.com/nola 72 hours in LA: ashleephillips.com/la Banff National Park in Canada: ashleephillips.com/banff New York C...

26 MIN2017 AUG 7
Comments
#19: How to Vacation without Breaking the Bank

#18: Challenging "Hustle Culture" and Finding Balance in Your Work

E

25 MIN2017 JUL 31
Comments
#18: Challenging "Hustle Culture" and Finding Balance in Your Work

#17: Kyle Naylor on Why We Struggle to Find Our "Enough"

48 MIN2017 APR 3
Comments
#17: Kyle Naylor on Why We Struggle to Find Our "Enough"

#16: So You're Debt Free... Now What?

22 MIN2016 FEB 22
Comments
#16: So You're Debt Free... Now What?

#15: Where to Draw the Line Between Debt Repayment and Spending

17 MIN2016 FEB 8
Comments
#15: Where to Draw the Line Between Debt Repayment and Spending

#14: A Complete Guide to Credit Card Churning with Ro Leavell

What if you could travel around the world for free? Through the world of credit card churning, this can become a reality. On today’s show, we’re joined by one of my good friends and credit card churning expert, Ro Leavell. He breaks down everything you need to know to go from zero to expert in the world of credit card churning. For more information on the cards and resources mentioned in this episode, go to savemoneydammit.com/churning. [00:50] Why Ro got into credit card churning [2:42] Things you need to know before getting into credit card churning [5:23] A breakdown of the two main types of credit card rewards – Cash Back and Program Rewards [6:47] When would someone want to go with Cash Back vs Rewards Programs? [8:25] Other than airlines, what are some additional travel perks that come with Rewards Programs? [10:09] A deeper explanation of point values in various Rewards Programs [12:50] The point transfer method vs the multiple card method [18:21] Ways to deal with cards t...

66 MIN2016 FEB 1
Comments
#14: A Complete Guide to Credit Card Churning with Ro Leavell

#13: Challenging the Consumer Debt Mindset

The average American household carries over $150,000 in combined debt. Between cars, houses, credit cards, and student loans, many of us carry debt higher than our net worth. We're not helped by the fact that much of our American culture has a very pro-debt mindset. Today on the show, we challenge some of the common rhetoric about debt. [1:51] Discussion on the fact that healthy economies rely on debt [5:38] Discussion on the idea of using debt to avoid missing out on life opportunities [12:19] "Renting a house/apartment stinks?" It depends [15:20]How to build credit while also being debt free, and how to best utilize a credit card [21:01]Discussion on depleting an emergency fund to pay off debt [26:28]If you're not enjoying frugality, you're probably doing it wrong [34:25] The joys of avoiding debt [36:07] How to know when you can effectively utilize debt

38 MIN2016 JAN 25
Comments
#13: Challenging the Consumer Debt Mindset

#12: Keeping Your Cool During a Declining Market

21 MIN2016 JAN 18
Comments
#12: Keeping Your Cool During a Declining Market

#11: The Best Way to Stress Test Your Finances

8 MIN2016 JAN 14
Comments
#11: The Best Way to Stress Test Your Finances