title

Financial Conversation Podcast

Kayla Sloan, Erin Millard, Kristi Muse, Chonce Mad

0
Followers
1
Plays
Financial Conversation Podcast
Financial Conversation Podcast

Financial Conversation Podcast

Kayla Sloan, Erin Millard, Kristi Muse, Chonce Mad

0
Followers
1
Plays
OVERVIEWEPISODESYOU MAY ALSO LIKE

Details

About Us

Welcome to Financial Conversation, the podcast where the topic of money is anything but taboo. Our hosts, Kayla, Erin, Chonce, and Kristi talk openly about how to increase your income through a thriving business or side hustle, successes and failures, budgeting and saving, and how to manage it all. They believe the secret to living a fulfilling life is being intentional with your finances, whether you're a saver or a spender. So grab a seat, and let’s talk money!

Latest Episodes

FCP S3E10 - Wrap Up + Where Do We Go From Here?

As we wrap up the third season of the podcast, we're also saying goodbye. Taking the lessons we've learned from the podcast, we reflect on why we're no longer continuing the show and give you a hint at what we'll be up to elsewhere. Thanks so much for the support, we really appreciate it! -- This may come as a bit of a shock to you, but this is the final episode of the Financial Conversation podcast. The show will live on via this website and iTunes so you can still listen to all of our past episodes and learn as much about money as possible. The three of us will also be around the web sharing tips, tricks, and advice about personal finances and life on our own platforms. In this week's farewell episode, we're taking about the history of the podcast, including some of our favorite moments and episodes, as well as why we've made the difficult decision to end the show.

28 MIN2017 JUL 17
Comments
FCP S3E10 - Wrap Up + Where Do We Go From Here?

FCP S3E9 - What is Financial Freedom and is it Even Possible?

Have you ever thought about why you want to improve your finances and save money? This seems like an obvious question but trust us, sometimes it's so common to get caught up in the motions and the habit of doing something that you forget why you're even doing it in the first place. When it comes to your finances, you always want to keep your why in mind so you won't make unnecessary decisions or sacrifices that don't end up helping you reach your goals. Since this season is all about saving money, we want you to look at your reasons for wanting to save in the first place. For many of us, our core reasoning is to reach financial independence/freedom one day. This may be a hidden goal of yours that you haven't even considered but let us tell you why it's so important. Defining Financial Freedom It's pretty safe to say that most people probably don't want to work forever. As you age, you'll most likely realize that you may not be able to work forever even if you wanted to because your ...

35 MIN2017 JUL 10
Comments
FCP S3E9 - What is Financial Freedom and is it Even Possible?

FCP S3E8 - What's the Easiest Way to Save Money Without a Budget?

Are you looking for a way to save more money and still be able to spend on the things you enjoy? If so, you need to practice value based spending. In this week's episode, we'll be talking about what value based spending is, how it works, and why it lets you enjoy your money while still pursuing financial goals. What is Value Based Spending? If you've never heard of value based spending before, it's basically a way of allocating your money based on what you truly value and enjoy. Instead of a traditional budget where you might be tracking every penny you earn and spend, with value based spending you simply make conscious decisions about what to spend money on. This can be a lot more freeing than living with a bare bones budget, which is what a lot of people start with when they first begin budgeting. But after a while, a bare bones budget with no room for spending on fun can lead to feelings of deprivation and burn out. On the other hand, value based spending can also help you avoid ...

35 MIN2017 JUL 3
Comments
FCP S3E8 - What's the Easiest Way to Save Money Without a Budget?

FCP S3E7 - What Are Sales Traps and How Can You Avoid Them?

We all shop from time to time whether it's an activity you like or not. When out shopping, I'm sure many of us can relate to an awesome deal we spotted on a particular item. If deals and sales make you happy, you're not alone. There's nothing wrong with wanting to stretch your dollar and save money on regular purchases. However, what stings is when you purchase an item that you think you got at a deal price only to find out you didn't really save any money on the purchase after all. If this has ever happened to you before, you probably fell for a sales trap from the retailer. What's a Sales Trap? A sales trap is when a retailer promotes a sale in an attempt to reel you in to make a purchase. Only, the 'sale' is not really a sale because you won't truly save money on the item if you buy it. It's a tricky concept to grasp at first, but it's very common and the more you know, the better you can protect your finances. Since we're talking about saving money this season, this week, we dec...

34 MIN2017 JUN 26
Comments
FCP S3E7 - What Are Sales Traps and How Can You Avoid Them?

FCP S3E6 - Is There a Right Way to Save Money?

You may not realize it, but there are right and wrong ways to save money. For example, when you go shopping and get things on sale, the cashier may tell you, "You saved $50 today!" But in reality, you haven't actually saved $50. What you've actually done is spent money on whatever it was you were buying. Of course sales and discounts can be a good way to save money on things you truly need and were already planning to buy. But, the truth is, many of us get caught up in these sales tricks and end up spending money on things we may not need or have purchased at all if they weren't on sale. When we do this, we aren't saving money the right way. We are actually throwing money away on useless clutter. Make a List One of the easiest ways I've found to make sure I'm not falling for marketing ploys and ending up spending more to "save" more is to make a list of the things I actually need before setting foot in a store. Once I'm there, I try my best to only go down aisles that contain the th...

25 MIN2017 JUN 19
Comments
FCP S3E6 - Is There a Right Way to Save Money?

FCP S3E5 - Can Saving Money Lead to Freedom?

Can money buy you freedom? We think so. We're sure you've heard that money can't buy you happiness but freedom is much different from happiness. Happiness can be a temporary emotion and it's never really wise to base your emotions on money and what money can buy you. On the other hand, what you do with your money can help provide you with freedom. When you manage your money properly and save up for your goals and the future, you'll be setting yourself up for a better quality of life. This week on the podcast, we're discussing how saving money can be used as a tool to help you gain freedom. The First Step, Defining Freedom If you want to use money to gain more freedom, first you need to define what freedom means to you. Freedom means something a little different for all of us. Generally, however, freedom means you have options and can make your own choices without letting factors like money hold you back. If you want to quit your job to pursue something you're more passionate about, ...

27 MIN2017 JUN 12
Comments
FCP S3E5 - Can Saving Money Lead to Freedom?

FCP S3E4 - Can You Trick Yourself Into Saving Money?

For most people, saving money isn't something they consider fun. In fact, some people consider saving money to be a sacrifice that takes away their ability to spend money on things they enjoy. That's why people tend to put off saving money instead of paying themselves first. But, the truth is, spending all of your money is not going to help you reach your financial goals. If you struggle with saving money, try some of the easy savings tricks we discuss in this episode. Make a List of Your Priorities If you're working on multiple financial goals, like paying off debt and saving money, or investing and saving money, it may be difficult to decide how to divvy up your money. When faced with this situation, many people opt to put off saving any money at all because they can't decide the best way to prioritize their goals. To beat this common problem, make a list of your priorities. Sit down and decide what is the most important think for you to accomplish first. Or, look at it as a trade...

35 MIN2017 JUN 5
Comments
FCP S3E4 - Can You Trick Yourself Into Saving Money?

FCP S3E3 - Budgets: Are They Overrated?

Do you have a budget? Does the word 'budget' make you feel uneasy somehow? Last week we talked about tracking your spending and how important that is. The next step is using the numbers you track to develop a realistic budget. This week, we're talking all about budgeting and how it can help you save and reach your financial goals. If you've never created a real budget before, have had issues sticking to your budget in the past, or are simply questioning whether or not you need a budget in the first place, this episode is a must-listen because there is no one set answer to any of these situations. Determining the Purpose of Your Budget Some may argue that budgeting is not for everyone, but we beg to differ. The word 'budget' often has a negative connotation attached to it but a budget is simply just a spending plan to tell you how to spend your money so you can reach your financial goals. Have debt? Need to save more for retirement? Want to take a vacation or start paying more of you...

36 MIN2017 MAY 30
Comments
FCP S3E3 - Budgets: Are They Overrated?

FCP S3E2 - Is Tracking Your Spending Worth the Effort?

If you're just getting started on your financial journey, you may think that creating a budget is the first step you should. However, the three of us truly believe that tracking your spending is actually the first step. The truth is, you can't create a realistic budget that you can stick to if you don't know your numbers. In fact, all of us started with tracking our spending before we ever attempted to create our first budget. This week on the podcast we're talking about how and why to start tracking your spending. Read on for more about why it's important to track your spending and the show notes from this week's episode. Why You Should be Tracking Your Spending As mentioned, tracking your spending should be the first step you take to get your finances in order. It should be done before you ever even start with budgeting. Why? Because most of us don't actually know where our money is going! So, how can you expect to create a budget and spending goals for different categories if you...

34 MIN2017 MAY 22
Comments
FCP S3E2 - Is Tracking Your Spending Worth the Effort?

FCPS3E1 - Does Automating Your Savings Help You Financially?

Last season was all about self-care and being the best you can be. We had so much fun recording our self-care season and hope you've gained a lot of clarity on your personal and financial goals and values from listening to the episodes. The next step is being intentional with your money and using it as a tool to improve your life. The Importance of Saving Money Saving is one of the most important aspects of managing your finances and one of the best ways to get ahead and start building wealth. Saving is important because it's crucial that you set some money aside for yourself. Paying for bills, debt, and other expenses can become draining if you don't have any money left over for your own wants and needs. We understand that saving money can be difficult for some people as it was for some of us in the beginning stages of our financial journey. Shocking studies reveal that the average American lives paycheck to paycheck and can't even afford a $500 emergency. Failing to save can easil...

29 MIN2017 MAY 15
Comments
FCPS3E1 - Does Automating Your Savings Help You Financially?

Latest Episodes

FCP S3E10 - Wrap Up + Where Do We Go From Here?

As we wrap up the third season of the podcast, we're also saying goodbye. Taking the lessons we've learned from the podcast, we reflect on why we're no longer continuing the show and give you a hint at what we'll be up to elsewhere. Thanks so much for the support, we really appreciate it! -- This may come as a bit of a shock to you, but this is the final episode of the Financial Conversation podcast. The show will live on via this website and iTunes so you can still listen to all of our past episodes and learn as much about money as possible. The three of us will also be around the web sharing tips, tricks, and advice about personal finances and life on our own platforms. In this week's farewell episode, we're taking about the history of the podcast, including some of our favorite moments and episodes, as well as why we've made the difficult decision to end the show.

28 MIN2017 JUL 17
Comments
FCP S3E10 - Wrap Up + Where Do We Go From Here?

FCP S3E9 - What is Financial Freedom and is it Even Possible?

Have you ever thought about why you want to improve your finances and save money? This seems like an obvious question but trust us, sometimes it's so common to get caught up in the motions and the habit of doing something that you forget why you're even doing it in the first place. When it comes to your finances, you always want to keep your why in mind so you won't make unnecessary decisions or sacrifices that don't end up helping you reach your goals. Since this season is all about saving money, we want you to look at your reasons for wanting to save in the first place. For many of us, our core reasoning is to reach financial independence/freedom one day. This may be a hidden goal of yours that you haven't even considered but let us tell you why it's so important. Defining Financial Freedom It's pretty safe to say that most people probably don't want to work forever. As you age, you'll most likely realize that you may not be able to work forever even if you wanted to because your ...

35 MIN2017 JUL 10
Comments
FCP S3E9 - What is Financial Freedom and is it Even Possible?

FCP S3E8 - What's the Easiest Way to Save Money Without a Budget?

Are you looking for a way to save more money and still be able to spend on the things you enjoy? If so, you need to practice value based spending. In this week's episode, we'll be talking about what value based spending is, how it works, and why it lets you enjoy your money while still pursuing financial goals. What is Value Based Spending? If you've never heard of value based spending before, it's basically a way of allocating your money based on what you truly value and enjoy. Instead of a traditional budget where you might be tracking every penny you earn and spend, with value based spending you simply make conscious decisions about what to spend money on. This can be a lot more freeing than living with a bare bones budget, which is what a lot of people start with when they first begin budgeting. But after a while, a bare bones budget with no room for spending on fun can lead to feelings of deprivation and burn out. On the other hand, value based spending can also help you avoid ...

35 MIN2017 JUL 3
Comments
FCP S3E8 - What's the Easiest Way to Save Money Without a Budget?

FCP S3E7 - What Are Sales Traps and How Can You Avoid Them?

We all shop from time to time whether it's an activity you like or not. When out shopping, I'm sure many of us can relate to an awesome deal we spotted on a particular item. If deals and sales make you happy, you're not alone. There's nothing wrong with wanting to stretch your dollar and save money on regular purchases. However, what stings is when you purchase an item that you think you got at a deal price only to find out you didn't really save any money on the purchase after all. If this has ever happened to you before, you probably fell for a sales trap from the retailer. What's a Sales Trap? A sales trap is when a retailer promotes a sale in an attempt to reel you in to make a purchase. Only, the 'sale' is not really a sale because you won't truly save money on the item if you buy it. It's a tricky concept to grasp at first, but it's very common and the more you know, the better you can protect your finances. Since we're talking about saving money this season, this week, we dec...

34 MIN2017 JUN 26
Comments
FCP S3E7 - What Are Sales Traps and How Can You Avoid Them?

FCP S3E6 - Is There a Right Way to Save Money?

You may not realize it, but there are right and wrong ways to save money. For example, when you go shopping and get things on sale, the cashier may tell you, "You saved $50 today!" But in reality, you haven't actually saved $50. What you've actually done is spent money on whatever it was you were buying. Of course sales and discounts can be a good way to save money on things you truly need and were already planning to buy. But, the truth is, many of us get caught up in these sales tricks and end up spending money on things we may not need or have purchased at all if they weren't on sale. When we do this, we aren't saving money the right way. We are actually throwing money away on useless clutter. Make a List One of the easiest ways I've found to make sure I'm not falling for marketing ploys and ending up spending more to "save" more is to make a list of the things I actually need before setting foot in a store. Once I'm there, I try my best to only go down aisles that contain the th...

25 MIN2017 JUN 19
Comments
FCP S3E6 - Is There a Right Way to Save Money?

FCP S3E5 - Can Saving Money Lead to Freedom?

Can money buy you freedom? We think so. We're sure you've heard that money can't buy you happiness but freedom is much different from happiness. Happiness can be a temporary emotion and it's never really wise to base your emotions on money and what money can buy you. On the other hand, what you do with your money can help provide you with freedom. When you manage your money properly and save up for your goals and the future, you'll be setting yourself up for a better quality of life. This week on the podcast, we're discussing how saving money can be used as a tool to help you gain freedom. The First Step, Defining Freedom If you want to use money to gain more freedom, first you need to define what freedom means to you. Freedom means something a little different for all of us. Generally, however, freedom means you have options and can make your own choices without letting factors like money hold you back. If you want to quit your job to pursue something you're more passionate about, ...

27 MIN2017 JUN 12
Comments
FCP S3E5 - Can Saving Money Lead to Freedom?

FCP S3E4 - Can You Trick Yourself Into Saving Money?

For most people, saving money isn't something they consider fun. In fact, some people consider saving money to be a sacrifice that takes away their ability to spend money on things they enjoy. That's why people tend to put off saving money instead of paying themselves first. But, the truth is, spending all of your money is not going to help you reach your financial goals. If you struggle with saving money, try some of the easy savings tricks we discuss in this episode. Make a List of Your Priorities If you're working on multiple financial goals, like paying off debt and saving money, or investing and saving money, it may be difficult to decide how to divvy up your money. When faced with this situation, many people opt to put off saving any money at all because they can't decide the best way to prioritize their goals. To beat this common problem, make a list of your priorities. Sit down and decide what is the most important think for you to accomplish first. Or, look at it as a trade...

35 MIN2017 JUN 5
Comments
FCP S3E4 - Can You Trick Yourself Into Saving Money?

FCP S3E3 - Budgets: Are They Overrated?

Do you have a budget? Does the word 'budget' make you feel uneasy somehow? Last week we talked about tracking your spending and how important that is. The next step is using the numbers you track to develop a realistic budget. This week, we're talking all about budgeting and how it can help you save and reach your financial goals. If you've never created a real budget before, have had issues sticking to your budget in the past, or are simply questioning whether or not you need a budget in the first place, this episode is a must-listen because there is no one set answer to any of these situations. Determining the Purpose of Your Budget Some may argue that budgeting is not for everyone, but we beg to differ. The word 'budget' often has a negative connotation attached to it but a budget is simply just a spending plan to tell you how to spend your money so you can reach your financial goals. Have debt? Need to save more for retirement? Want to take a vacation or start paying more of you...

36 MIN2017 MAY 30
Comments
FCP S3E3 - Budgets: Are They Overrated?

FCP S3E2 - Is Tracking Your Spending Worth the Effort?

If you're just getting started on your financial journey, you may think that creating a budget is the first step you should. However, the three of us truly believe that tracking your spending is actually the first step. The truth is, you can't create a realistic budget that you can stick to if you don't know your numbers. In fact, all of us started with tracking our spending before we ever attempted to create our first budget. This week on the podcast we're talking about how and why to start tracking your spending. Read on for more about why it's important to track your spending and the show notes from this week's episode. Why You Should be Tracking Your Spending As mentioned, tracking your spending should be the first step you take to get your finances in order. It should be done before you ever even start with budgeting. Why? Because most of us don't actually know where our money is going! So, how can you expect to create a budget and spending goals for different categories if you...

34 MIN2017 MAY 22
Comments
FCP S3E2 - Is Tracking Your Spending Worth the Effort?

FCPS3E1 - Does Automating Your Savings Help You Financially?

Last season was all about self-care and being the best you can be. We had so much fun recording our self-care season and hope you've gained a lot of clarity on your personal and financial goals and values from listening to the episodes. The next step is being intentional with your money and using it as a tool to improve your life. The Importance of Saving Money Saving is one of the most important aspects of managing your finances and one of the best ways to get ahead and start building wealth. Saving is important because it's crucial that you set some money aside for yourself. Paying for bills, debt, and other expenses can become draining if you don't have any money left over for your own wants and needs. We understand that saving money can be difficult for some people as it was for some of us in the beginning stages of our financial journey. Shocking studies reveal that the average American lives paycheck to paycheck and can't even afford a $500 emergency. Failing to save can easil...

29 MIN2017 MAY 15
Comments
FCPS3E1 - Does Automating Your Savings Help You Financially?
hmly
himalayaプレミアムへようこそ聴き放題のオーディオブックをお楽しみください。