title

Money Plan SOS

Steve Stewart

1
Followers
6
Plays
Money Plan SOS
Money Plan SOS

Money Plan SOS

Steve Stewart

1
Followers
6
Plays
OVERVIEWEPISODESYOU MAY ALSO LIKE

Details

About Us

What’s it like to have no debt, no credit cards, and no credit score? It sounds like freakish existence in today’s world, but it’s what this podcast is all about.Steve Stewart hasn’t had a single credit card or consumer debt since 2007. In 2010, he launched the Money Plan SOS podcast to share the knowledge gained while living a credit-free lifestyle. Along the way he learned about the negative effects of building a credit score and eventually found a way to be credit worthy - even without a mortgage!The understanding you will gain from listening to the Money Plan SOS podcast is that you truly can have NO DEBT, NO CREDIT, and have NO PROBLEMS!Listen as I walk you through the thoughts and ideas I had while going from a negative net worth to half a million in liquid assets and a paid-for house. You too can have no debt, no credit, and no problems.

Latest Episodes

What People Learned About Money By Blogging About Money

#200: The MoneyPlan SOS podcast is now retired with this final episode. It was recorded LIVE at FinCon15 with nine bloggers who learned about money while blogging about money. _______________________________________________ In this final episode, I interview nine financial bloggers. They answer the question, "Have you learned anything about money since blogging about money?" Eric Rosenberg (Narrow Bridge Media) Emily Guy Birken (Wisebread, Book: 5 Years Before You Retire) Katie Austin (Writes for ActiveHours.com) Todd Tresidder (FinancialMentor.com) Stefanie O’Connell (The Broke and Beautiful Life) Athena Lent (Being Fabulous Has No Price Tag) Miranda Marquit (Planting Money Seeds) JD Roth (Get Rich Slowly, new blog MoneyBoss.com) Eva Baker (TeensGotCents.com) _____________________________ The MoneyPlan SOS podcast is now retired #tear This was the final episode of the Money Plan SOS podcast. Somehow, amazingly, I became known in the FinCon community as the Podcast Guru (they even ...

30 MIN2015 SEP 24
Comments
What People Learned About Money By Blogging About Money

Is Giving a Tithe Mandatory? Chris Brown from True Stewardship

#199: Is tithing mandatory for Christians? Chris Brown and I discuss this to get to the root of the problem - which has little to do with ten percent. Chris Brown has been a pastor for several years, speaking to congregations and audiences all over the United States. Full show notes at https://moneyplansos.com/chris-brown-from-true-stewardship-is-tithing-mandatory-for-christians He recently became on of Dave Ramsey's Speakers and now hosts the popular True Stewardship Podcast. In this episode, Chris and I tackle this touchy subject of tithing: • What is a tithe? • Who is called to give a tithe? • What about the "Old Testament vs New Testament" argument around giving a tithe? • Are we asked to give a tithe based on the gross or net of our paychecks? Connect with Chris Brown online: Http://Twitter.com/chrisbrownonair Http://Facebook.com/chrisbrownonair Http://Instagram.com/chrisbrownonair Also in this episode: Ponda from the Honda: If a Billionaire doesn't have to buy a new car th...

37 MIN2015 SEP 4
Comments
Is Giving a Tithe Mandatory? Chris Brown from True Stewardship

The 8 Great Mistakes of Investing. Also, Fractional Savings Accounts

#198: OG (aka The Other Guy from Stacking Benjamins) joins me to share the 8 Great Mistakes in Investing Full show notes athttps://moneyplansos.com/8-great-mistakes-of-investing-and-fractional-savings-accounts/ The 8 Great Mistakes of Investing are: Under-diversification Over-diversification Euphoria Panic Leverage Speculating Investing for yield and not total return Cost basis dictating decision Thanks to OG for coming over. You can find him at http://StackingBenjamins.com - my favorite podcast. Also mentioned in this episode: The Great Beanie Baby Bubble by Zac Bissonnette. Amazing stuff! Here's the Stacking Benjamins affiliate link: http://amazon.com/dp/B00INIXVPW/?tag=thefreefinanc-20 __________________________________________________ Steve Stewart'sBudget Coaching Course on video:Http://moneyplansos.com/start __________________________________________________ Ponda from the Honda: SPEND IT ALL (sort of) __________________________________________________ Fractional and Automated...

68 MIN2015 AUG 28
Comments
The 8 Great Mistakes of Investing. Also, Fractional Savings Accounts

Matt Ham has Redefined Rich

#197: Matt Ham is an author, speaker, and small business owner. Five words uttered by a nurse changed the way he looks at life - and inspired him to redefine rich. Full notes with links athttps://moneyplansos.com/matt-ham-has-redefined-rich/ Takeaways from this interview: It’s not how much you give - it’s how you give it (The Widow’s Mite) We shouldn’t feel guilty to spend and, surprisingly enough, we feel richer when we give. Whole Life Matters Podcast:http://www.mattham.com/itunes Redefine Rich book - Available on Amazon.com in Kindle and paperback __________________________________ 3 important things to remember when buying a car This post first appeared onLibertyInvestor.com Transportation is the third largest budgeting expense for most people. Housing and taxes can consume up to half of the average American’s income, with cars sucking up between 5-20 percent - depending on number of vehicles and if the consumer is carrying auto loans. However, you can greatly reduce your v...

56 MIN2015 AUG 21
Comments
Matt Ham has Redefined Rich

The Ins-and-Outs of Robo-Investing, with Jon Stein from Betterment

#196: Jon Stein from Betterment andI discuss robo-advisors, why Betterment is so different, and what it takes to open an account. Use http://SteveStewart.me/Bettermentto receive 30 days FEE FREE investing at Betterment Full show notes at https://moneyplansos.com/ins-and-outs-of-robo-investing-interview-with-betterments-jon-stein/ _______________________________________ M.J. Cossel wrote in about an article she read in the Dallas Morning News: Bad credit score can double insurance premiums in Texas My response: Yes. Poor credit scores equal higher insurance premiums - but that’s only one consequence of not paying bills and debts on time. Make it a priority today to get your checkbook balanced, organize your finances, and pay attention - not ___________. If you want a sure-fire way to make every dollar work harder then get on a budget http://SteveStewart.me/ynab https://moneyplansos.com/virtual-budget-coaching-course-by-steve-stewart/

55 MIN2015 AUG 14
Comments
The Ins-and-Outs of Robo-Investing, with Jon Stein from Betterment

Put More Money in Your Paycheck with a Mid-year Tax Assessment

#195: Do you know why stories of people with $.32 refund checks are in the news? Because they are so rare! Most people want to get a big tax refund. Getting a huge refund is an extremely inefficient use of money - both for you and for the government. I recommend adjusting your withholding so you can bring more money home and put it towards your goals: High-interest rate debt Building up reserves Saving or investing Run a mid-year income tax assessment Making course corrections in August helps steer your tax withholdings closer to the target - which is to owe nothing or get a small refund. It’s almost impossible to be exact, there are too many moving parts, but you can bring your tax-boat closer to the dock in the last few months of the year. Gather together the following items: Last year’s tax return Last year’s Schedule A (if you itemized deductions) Your last two pay stubs (include your spouse's as well) Note: If you have a small business or are an entrepreneur then you will ne...

33 MIN2015 AUG 6
Comments
Put More Money in Your Paycheck with a Mid-year Tax Assessment

Ace Chapman says, "Skip the Startup - Buy a Business!"

#194: Although he has an entrepreneur’s heart, Ace doesn’t believe anybody should start their own business. It is much easier and profitable to buy an existing business, improve it, and sell it for a profit. Full notes athttps://moneyplansos.com/ace-says-skip-the-startups-and-buy-a-business/

50 MIN2015 JUL 30
Comments
Ace Chapman says, "Skip the Startup - Buy a Business!"

What You Need To Know About Self-Directed IRAs, with Kirk Chisholm

#193: Many people are being lured by the attractiveness of directing their own retirement plans. The trick is to do it right and have an asset, business, or income-producing entity that makes sense for YOUR retirement planning. Kirk Chisholm is a Wealth Manager, Economist, & Principal at IAG. He is also an expert of investing in alternative investments in self-directed IRA / 401k. Full notes athttps://moneyplansos.com/what-you-need-to-know-about-self-directed-iras-mpsos193/ Keytakeaways from our discussion: Self-directed IRAs are a great arrangements for making non-traditional items become tax-deferred investments There is no guidance for what you can put into a self-directed IRA There are some unusual things people have turned into self-directed IRA investments A 1031 exchange is not a self-directed IRA We learn where a wealth manager fits into an individual’s self-directed IRA plan There is no certification for someone to become a self-directed IRA administrator Kirk encourages y...

50 MIN2015 JUL 24
Comments
What You Need To Know About Self-Directed IRAs, with Kirk Chisholm

Do Employers Check your Credit Score?

#192: Kai and I have something in common: We both left the comfort of a regular paycheck to focus on helping others with their personal finances. In our conversation we discuss: How much responsibility we place on financial literacy The truth about employers pulling credit scores The 5 Dangers of Buying Cheap and “Splaving” For full notes, visit https://moneyplansos.com/splaving-and-do-employers-check-credit-scores-interview-with-kai-yani

33 MIN2015 JUL 17
Comments
Do Employers Check your Credit Score?

8 Summer Jobs for Teachers, with The Penny Hoarder

Heather van der Hoop from ThePennyHoarder.com comes on the show to offer these suggestions for creating an income - and many of them involve stretching your boundaries as a teacher. Also: The Top 10 Financial Oxymorons Full show notes can be found at https://moneyplansos.com/8-summer-jobs-for-teachers-and-destination-debt-freedom

47 MIN2015 JUL 9
Comments
8 Summer Jobs for Teachers, with The Penny Hoarder

Latest Episodes

What People Learned About Money By Blogging About Money

#200: The MoneyPlan SOS podcast is now retired with this final episode. It was recorded LIVE at FinCon15 with nine bloggers who learned about money while blogging about money. _______________________________________________ In this final episode, I interview nine financial bloggers. They answer the question, "Have you learned anything about money since blogging about money?" Eric Rosenberg (Narrow Bridge Media) Emily Guy Birken (Wisebread, Book: 5 Years Before You Retire) Katie Austin (Writes for ActiveHours.com) Todd Tresidder (FinancialMentor.com) Stefanie O’Connell (The Broke and Beautiful Life) Athena Lent (Being Fabulous Has No Price Tag) Miranda Marquit (Planting Money Seeds) JD Roth (Get Rich Slowly, new blog MoneyBoss.com) Eva Baker (TeensGotCents.com) _____________________________ The MoneyPlan SOS podcast is now retired #tear This was the final episode of the Money Plan SOS podcast. Somehow, amazingly, I became known in the FinCon community as the Podcast Guru (they even ...

30 MIN2015 SEP 24
Comments
What People Learned About Money By Blogging About Money

Is Giving a Tithe Mandatory? Chris Brown from True Stewardship

#199: Is tithing mandatory for Christians? Chris Brown and I discuss this to get to the root of the problem - which has little to do with ten percent. Chris Brown has been a pastor for several years, speaking to congregations and audiences all over the United States. Full show notes at https://moneyplansos.com/chris-brown-from-true-stewardship-is-tithing-mandatory-for-christians He recently became on of Dave Ramsey's Speakers and now hosts the popular True Stewardship Podcast. In this episode, Chris and I tackle this touchy subject of tithing: • What is a tithe? • Who is called to give a tithe? • What about the "Old Testament vs New Testament" argument around giving a tithe? • Are we asked to give a tithe based on the gross or net of our paychecks? Connect with Chris Brown online: Http://Twitter.com/chrisbrownonair Http://Facebook.com/chrisbrownonair Http://Instagram.com/chrisbrownonair Also in this episode: Ponda from the Honda: If a Billionaire doesn't have to buy a new car th...

37 MIN2015 SEP 4
Comments
Is Giving a Tithe Mandatory? Chris Brown from True Stewardship

The 8 Great Mistakes of Investing. Also, Fractional Savings Accounts

#198: OG (aka The Other Guy from Stacking Benjamins) joins me to share the 8 Great Mistakes in Investing Full show notes athttps://moneyplansos.com/8-great-mistakes-of-investing-and-fractional-savings-accounts/ The 8 Great Mistakes of Investing are: Under-diversification Over-diversification Euphoria Panic Leverage Speculating Investing for yield and not total return Cost basis dictating decision Thanks to OG for coming over. You can find him at http://StackingBenjamins.com - my favorite podcast. Also mentioned in this episode: The Great Beanie Baby Bubble by Zac Bissonnette. Amazing stuff! Here's the Stacking Benjamins affiliate link: http://amazon.com/dp/B00INIXVPW/?tag=thefreefinanc-20 __________________________________________________ Steve Stewart'sBudget Coaching Course on video:Http://moneyplansos.com/start __________________________________________________ Ponda from the Honda: SPEND IT ALL (sort of) __________________________________________________ Fractional and Automated...

68 MIN2015 AUG 28
Comments
The 8 Great Mistakes of Investing. Also, Fractional Savings Accounts

Matt Ham has Redefined Rich

#197: Matt Ham is an author, speaker, and small business owner. Five words uttered by a nurse changed the way he looks at life - and inspired him to redefine rich. Full notes with links athttps://moneyplansos.com/matt-ham-has-redefined-rich/ Takeaways from this interview: It’s not how much you give - it’s how you give it (The Widow’s Mite) We shouldn’t feel guilty to spend and, surprisingly enough, we feel richer when we give. Whole Life Matters Podcast:http://www.mattham.com/itunes Redefine Rich book - Available on Amazon.com in Kindle and paperback __________________________________ 3 important things to remember when buying a car This post first appeared onLibertyInvestor.com Transportation is the third largest budgeting expense for most people. Housing and taxes can consume up to half of the average American’s income, with cars sucking up between 5-20 percent - depending on number of vehicles and if the consumer is carrying auto loans. However, you can greatly reduce your v...

56 MIN2015 AUG 21
Comments
Matt Ham has Redefined Rich

The Ins-and-Outs of Robo-Investing, with Jon Stein from Betterment

#196: Jon Stein from Betterment andI discuss robo-advisors, why Betterment is so different, and what it takes to open an account. Use http://SteveStewart.me/Bettermentto receive 30 days FEE FREE investing at Betterment Full show notes at https://moneyplansos.com/ins-and-outs-of-robo-investing-interview-with-betterments-jon-stein/ _______________________________________ M.J. Cossel wrote in about an article she read in the Dallas Morning News: Bad credit score can double insurance premiums in Texas My response: Yes. Poor credit scores equal higher insurance premiums - but that’s only one consequence of not paying bills and debts on time. Make it a priority today to get your checkbook balanced, organize your finances, and pay attention - not ___________. If you want a sure-fire way to make every dollar work harder then get on a budget http://SteveStewart.me/ynab https://moneyplansos.com/virtual-budget-coaching-course-by-steve-stewart/

55 MIN2015 AUG 14
Comments
The Ins-and-Outs of Robo-Investing, with Jon Stein from Betterment

Put More Money in Your Paycheck with a Mid-year Tax Assessment

#195: Do you know why stories of people with $.32 refund checks are in the news? Because they are so rare! Most people want to get a big tax refund. Getting a huge refund is an extremely inefficient use of money - both for you and for the government. I recommend adjusting your withholding so you can bring more money home and put it towards your goals: High-interest rate debt Building up reserves Saving or investing Run a mid-year income tax assessment Making course corrections in August helps steer your tax withholdings closer to the target - which is to owe nothing or get a small refund. It’s almost impossible to be exact, there are too many moving parts, but you can bring your tax-boat closer to the dock in the last few months of the year. Gather together the following items: Last year’s tax return Last year’s Schedule A (if you itemized deductions) Your last two pay stubs (include your spouse's as well) Note: If you have a small business or are an entrepreneur then you will ne...

33 MIN2015 AUG 6
Comments
Put More Money in Your Paycheck with a Mid-year Tax Assessment

Ace Chapman says, "Skip the Startup - Buy a Business!"

#194: Although he has an entrepreneur’s heart, Ace doesn’t believe anybody should start their own business. It is much easier and profitable to buy an existing business, improve it, and sell it for a profit. Full notes athttps://moneyplansos.com/ace-says-skip-the-startups-and-buy-a-business/

50 MIN2015 JUL 30
Comments
Ace Chapman says, "Skip the Startup - Buy a Business!"

What You Need To Know About Self-Directed IRAs, with Kirk Chisholm

#193: Many people are being lured by the attractiveness of directing their own retirement plans. The trick is to do it right and have an asset, business, or income-producing entity that makes sense for YOUR retirement planning. Kirk Chisholm is a Wealth Manager, Economist, & Principal at IAG. He is also an expert of investing in alternative investments in self-directed IRA / 401k. Full notes athttps://moneyplansos.com/what-you-need-to-know-about-self-directed-iras-mpsos193/ Keytakeaways from our discussion: Self-directed IRAs are a great arrangements for making non-traditional items become tax-deferred investments There is no guidance for what you can put into a self-directed IRA There are some unusual things people have turned into self-directed IRA investments A 1031 exchange is not a self-directed IRA We learn where a wealth manager fits into an individual’s self-directed IRA plan There is no certification for someone to become a self-directed IRA administrator Kirk encourages y...

50 MIN2015 JUL 24
Comments
What You Need To Know About Self-Directed IRAs, with Kirk Chisholm

Do Employers Check your Credit Score?

#192: Kai and I have something in common: We both left the comfort of a regular paycheck to focus on helping others with their personal finances. In our conversation we discuss: How much responsibility we place on financial literacy The truth about employers pulling credit scores The 5 Dangers of Buying Cheap and “Splaving” For full notes, visit https://moneyplansos.com/splaving-and-do-employers-check-credit-scores-interview-with-kai-yani

33 MIN2015 JUL 17
Comments
Do Employers Check your Credit Score?

8 Summer Jobs for Teachers, with The Penny Hoarder

Heather van der Hoop from ThePennyHoarder.com comes on the show to offer these suggestions for creating an income - and many of them involve stretching your boundaries as a teacher. Also: The Top 10 Financial Oxymorons Full show notes can be found at https://moneyplansos.com/8-summer-jobs-for-teachers-and-destination-debt-freedom

47 MIN2015 JUL 9
Comments
8 Summer Jobs for Teachers, with The Penny Hoarder
hmly
himalayaプレミアムへようこそ聴き放題のオーディオブックをお楽しみください。