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BFM :: Ringgit and Sense

BFM Media Sdn Bhd

273
Followers
268
Plays
BFM :: Ringgit and Sense

BFM :: Ringgit and Sense

BFM Media Sdn Bhd

273
Followers
268
Plays
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About Us

You might be a genius at managing other people’s money, but personal finance is quite another kettle of fish. Ringgit & Sense puts a clear mirror in front of you so you understand personal risk profiles, realistic investment horizons, retirement planning and the all-important education loan and health insurance plan, and the explosion of myriad personal finance products.

Latest Episodes

4 Ways To Teach Kids About Money

How can we better teach kids about money and personal finance? That’s the question Roshan Kanesan explores today, in conjunction with Universal Children’s Day happening tomorrow. Educator and author, Raymond Gabriel, breaks down financial literacy for kids, gets into tips for parents, and go-to fundamentals to help guide parents should things go off-tangent. People Systems Consultancy works with kids on financial literacy. Raymond is also the author of the book "Money Quotient." Image Credit: Shutterstock

19 min6 d ago
Comments
4 Ways To Teach Kids About Money

Budget 2021: What's In It For You?

Malaysia’s largest-ever budget was announced last week, but what’s in it for you? Roshan Kanesan gets into Budget 2021 with a focus on the modified loan moratorium, new EPF withdrawal options, and the increased lifestyle tax relief. Photo taken last year.

20 min1 w ago
Comments
Budget 2021: What's In It For You?

How The Budget Works And Tax Reliefs To Watch

Tomorrow, Budget 2021 takes centre stage at Parliament, but before that happens, Roshan Kanesan explores: - how the budget works with a focus on understanding the debt-ceiling and how government debt works - as well as tax reliefs to watch out for, whether existing or new. Brought to you by Mah Sing.

21 min2 w ago
Comments
How The Budget Works And Tax Reliefs To Watch

'Ringgit Oh Ringgit's Tips and Tricks for Freelancers, Side Hustlers, and Solopreneurs

Is freelancing or the solopreneur life for you? Freelancing, gig work, and self employment have become more prominent sources of income, and are now even more in the spotlight with the rise of remote working and the uncertainties around convention full time employment. On this edition of Ringgit and Sense, Roshan Kanesan gets tips and tricks from Suraya Zainuding to better navigate the self employed life. They also get into identifying skills, Suraya's leap from employed to self-employed, as well as managing taxes, EPF, and retirement. Suraya Zainudin is a writer, speaker and digital marketer. She is also the founder of the personal finance website RinggitOhRinggit.com and curator of the Money Stories from Malaysians book series.

21 minOCT 22
Comments
'Ringgit Oh Ringgit's Tips and Tricks for Freelancers, Side Hustlers, and Solopreneurs

Mr. Money TV On Retirement Planning, Compounding, and Mistakes

Retirement is an important financial goal, but often taken for granted when we're young because of the distant timeline. Roshan Kanesan speaks to Peter Yong a.k.a Mr. Money TV for his perspectiveon retirement planning, particularlyfor young people, the powerof compounding, common mistakes (including forgetting about inflation), and more.

21 minOCT 15
Comments
Mr. Money TV On Retirement Planning, Compounding, and Mistakes

Should You Move EPF Money To Invest?

Do you want more control over your EPF money? On this episode, Roshan Kanesan explored the EPF I-Invest platform with Joyce Chua, licensed financial planner with Principal Asset Management. They get into the basics of this platform, eligibility, how to pick a fund, and more.

20 minOCT 8
Comments
Should You Move EPF Money To Invest?

Are Digital Financial Services Good For Your Wallet?

Digital financial services have made it easier for us to make payments, invest, and get protected, but it’s currently quite a fragmented environment as each service operates independently. U Mobile’s GoPayz is trying to change that by bringing together various financial services onto one platform. Additionally, Roshan speaks to Idham Idris of Wealth Vantage Advisory, for a financial planner's perspective on the role of digital financial services.

21 minOCT 1
Comments
Are Digital Financial Services Good For Your Wallet?

How To Invest While Managing Anxiety?

Investing is vital to your long term financial health, but it can be a nerve wracking experience. So how can you invest while managing the anxieties that come with it?

21 minSEP 24
Comments
How To Invest While Managing Anxiety?

Are In-App Purchases and Games Loot Boxes Damaging Your Wallet?

Microtransactions and in-app purchases are big revenue generators for big tech, but could be detrimental to our wallets.Roshan Kanesan speaks to Idham Idris about the red flags when it comes to digital expenditure as well as ways to manage digital leisure spending better.

21 minSEP 17
Comments
Are In-App Purchases and Games Loot Boxes Damaging Your Wallet?

What To Watch When Buying REITs and Dividend Stocks?

With all the general excitement over capital gains in stocks markets over the last few months, income-based investing has gotten lost in the buzz, whether it’s because of all the attention taken up by tech in the US or rubber gloves in Malaysia. So today on RinggitAndSense, Roshan Kanesan explores the income-based investing strategy, with a close look at REITs and dividend stocks. (Note: Photo was taken in December 2019)

20 minSEP 10
Comments
What To Watch When Buying REITs and Dividend Stocks?

Latest Episodes

4 Ways To Teach Kids About Money

How can we better teach kids about money and personal finance? That’s the question Roshan Kanesan explores today, in conjunction with Universal Children’s Day happening tomorrow. Educator and author, Raymond Gabriel, breaks down financial literacy for kids, gets into tips for parents, and go-to fundamentals to help guide parents should things go off-tangent. People Systems Consultancy works with kids on financial literacy. Raymond is also the author of the book "Money Quotient." Image Credit: Shutterstock

19 min6 d ago
Comments
4 Ways To Teach Kids About Money

Budget 2021: What's In It For You?

Malaysia’s largest-ever budget was announced last week, but what’s in it for you? Roshan Kanesan gets into Budget 2021 with a focus on the modified loan moratorium, new EPF withdrawal options, and the increased lifestyle tax relief. Photo taken last year.

20 min1 w ago
Comments
Budget 2021: What's In It For You?

How The Budget Works And Tax Reliefs To Watch

Tomorrow, Budget 2021 takes centre stage at Parliament, but before that happens, Roshan Kanesan explores: - how the budget works with a focus on understanding the debt-ceiling and how government debt works - as well as tax reliefs to watch out for, whether existing or new. Brought to you by Mah Sing.

21 min2 w ago
Comments
How The Budget Works And Tax Reliefs To Watch

'Ringgit Oh Ringgit's Tips and Tricks for Freelancers, Side Hustlers, and Solopreneurs

Is freelancing or the solopreneur life for you? Freelancing, gig work, and self employment have become more prominent sources of income, and are now even more in the spotlight with the rise of remote working and the uncertainties around convention full time employment. On this edition of Ringgit and Sense, Roshan Kanesan gets tips and tricks from Suraya Zainuding to better navigate the self employed life. They also get into identifying skills, Suraya's leap from employed to self-employed, as well as managing taxes, EPF, and retirement. Suraya Zainudin is a writer, speaker and digital marketer. She is also the founder of the personal finance website RinggitOhRinggit.com and curator of the Money Stories from Malaysians book series.

21 minOCT 22
Comments
'Ringgit Oh Ringgit's Tips and Tricks for Freelancers, Side Hustlers, and Solopreneurs

Mr. Money TV On Retirement Planning, Compounding, and Mistakes

Retirement is an important financial goal, but often taken for granted when we're young because of the distant timeline. Roshan Kanesan speaks to Peter Yong a.k.a Mr. Money TV for his perspectiveon retirement planning, particularlyfor young people, the powerof compounding, common mistakes (including forgetting about inflation), and more.

21 minOCT 15
Comments
Mr. Money TV On Retirement Planning, Compounding, and Mistakes

Should You Move EPF Money To Invest?

Do you want more control over your EPF money? On this episode, Roshan Kanesan explored the EPF I-Invest platform with Joyce Chua, licensed financial planner with Principal Asset Management. They get into the basics of this platform, eligibility, how to pick a fund, and more.

20 minOCT 8
Comments
Should You Move EPF Money To Invest?

Are Digital Financial Services Good For Your Wallet?

Digital financial services have made it easier for us to make payments, invest, and get protected, but it’s currently quite a fragmented environment as each service operates independently. U Mobile’s GoPayz is trying to change that by bringing together various financial services onto one platform. Additionally, Roshan speaks to Idham Idris of Wealth Vantage Advisory, for a financial planner's perspective on the role of digital financial services.

21 minOCT 1
Comments
Are Digital Financial Services Good For Your Wallet?

How To Invest While Managing Anxiety?

Investing is vital to your long term financial health, but it can be a nerve wracking experience. So how can you invest while managing the anxieties that come with it?

21 minSEP 24
Comments
How To Invest While Managing Anxiety?

Are In-App Purchases and Games Loot Boxes Damaging Your Wallet?

Microtransactions and in-app purchases are big revenue generators for big tech, but could be detrimental to our wallets.Roshan Kanesan speaks to Idham Idris about the red flags when it comes to digital expenditure as well as ways to manage digital leisure spending better.

21 minSEP 17
Comments
Are In-App Purchases and Games Loot Boxes Damaging Your Wallet?

What To Watch When Buying REITs and Dividend Stocks?

With all the general excitement over capital gains in stocks markets over the last few months, income-based investing has gotten lost in the buzz, whether it’s because of all the attention taken up by tech in the US or rubber gloves in Malaysia. So today on RinggitAndSense, Roshan Kanesan explores the income-based investing strategy, with a close look at REITs and dividend stocks. (Note: Photo was taken in December 2019)

20 minSEP 10
Comments
What To Watch When Buying REITs and Dividend Stocks?
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