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Retired Guy USA

Trippe

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Retired Guy USA

Retired Guy USA

Trippe

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Followers
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Plays
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About Us

Seeking Health, Happiness and Enough Money to Survive Retirement!

Latest Episodes

END OF PODCAST!

I am ending my podcast as I am unhappy with the results. I have more projects for my retirement so I will discard the ones I am find less than satisfying! But I wanted to let you know for those who were subscribing and downloading out of respect for you rather than just let the podcast die without saying anything. Peace and love! I do invite you to subscribe to my blog at https://retiredguyusa.com/

2 MIN2019 MAR 8
Comments
END OF PODCAST!

Social Security 2100 Act (to save Social Security)

This blog post: https://retiredguyusa.com/social-security-2100-act/ LINK:https://larson.house.gov/sites/larson.house.gov/files/Social%20Security%202100%20-%20One%20Pager%20116th.pdf (the Act described) Benefit Increases A slight increase in benefits for current and new beneficiaries. Social Security 2100 provides an increase for all beneficiaries that is the equivalent of 2% of the average benefit. Better protection against inflation. Social Security 2100would change the COLA (annual cost of living adjustment) to better reflect the costs incurred by seniors. The COLA would now be based on the CPI-E (Consumer Price Index for the Elderly). The CPI-E rises faster than the index currently in use.This provision will help seniors who spend a greater portion of their income on health care and other necessities of old age. Better protect low income workers. The new minimum benefit would be set at 25% above the poverty line. It would be tied to wage levels to ensure that the minimum benefit ...

7 MIN2019 FEB 25
Comments
Social Security 2100 Act (to save Social Security)

2018-19 Flu Season and Prevention

This blog post:https://retiredguyusa.com/2018-19-flu-season-prevention/ LINK:https://www.cdc.gov/flu/weekly/usmap.htm During the 1918 epidemic, the flu infected nearly a half billion people and 50 to 100 million died world-wide. My dad showed me an old house near our farm where locals remember an entire family taking refuge there at that time. The whole family reportedly died. The 2017 – 2018 flu season cost $17 - 20 billion in medical care and lost wages. A serious illness can bankrupt someone who is financially ‘on the edge’. That flu season was particularly deadly with only partly-successful prevention efforts. It was the most cases reported since 2009. The illness was considered severe across all age groups. Nearly 80,000 people died in the United States. Prevention steps for the flu season All those 6 months and older should get the vaccine by the prior October. You need to get vaccinated every year. First – health care workers should be immunized. Then, the very young, the...

6 MIN2019 FEB 19
Comments
2018-19 Flu Season and Prevention

13 Ways to Save Money Valentine's Day 2019

This blog post:https://retiredguyusa.com/13-ways-save-money-valentines-day/ Valentine's Day can get expensive. However, there are ways you can keep the craziness down and avoid the over-the-top spending habits of so many people. This podcasts considers alternative solutions to keeping your expenses down but still honoring the one you love! LINK:https://www.nrf.com/insights/holiday-and-seasonal-trends/valentines-dayconsumer tastes, preferences, and spending patterns related to Valentine's Day ————————————- Please SUBSCRIBE, COMMENT, and SHARE this podcast with others! -------------------- Iam Trippe, 67, retired U.S. Government Financial Analyst. M.B.A., grew up on a farm, played in rock bands for several years.This podcast is for entertainment and education. I am neither a personal financial adviser, medical provider nor an attorney. Consult your own professionals. Blog: https://retiredguyusa.com/ Podcast: https://retiredguyusa.podbean.com/

12 MIN2019 FEB 12
Comments
13 Ways to Save Money Valentine's Day 2019

Best Money Advice for our Children

This blog post: https://retiredguyusa.com/best-money-advice-children/ Here is my best money advice for young adults (or even teens)! This is based on what I think works (and does not) looking back on my long life.Financial advice tends toward the same subjects like budgeting, investing, saving, and retirement. But I would not put them at the top of the list. None of that even matters if you make poor life choices. Marriage and family plus a healthy lifestyle are the top things you should get right! Following that are the typical money imperatives regarding credit, saving, investing, spending etc. —————————————- Please SUBSCRIBE, COMMENT, and SHARE this podcast with others! -------------------- Iam Trippe, retired U.S. Government Financial Analyst. M.B.A., grew up on a farm, played in rock bands for several years.This podcast is for entertainment and education. I am neither a personal financial adviser, medical provider nor an attorney. Consult your own professionals. Bl...

15 MIN2019 FEB 7
Comments
Best Money Advice for our Children

Tax Reform and Your 2018 and 2019 Taxes

This blog post:https://retiredguyusa.com/year-end-tax-changes-know-2018/ There are quite a few 2018 tax changes you should be ready for at the end of the year.You should know about how the recent far-reaching tax reform might affect you.Maybe you can make some changes to reduce your taxes for 2018. You can also be prepared for changes in 2019. Keep in mind that many retirees are still working. I tried to focus ontax code changes that affect mostly retireesbuteveryone is affected by this huge tax reform! And of course, some of them are still working part-time. The definition of ‘retirement’ is changing! The 2017 TCGA (Tax Cuts and Jobs Act) is the biggest tax reform since the 1980s. It is FAR MORE COMPLICATED than what I am presenting here. Here I focus almost entirely on thepersonalas opposed tobusinessside of the tax reform. I discuss taxation of Social Security, IRAs, 401(k), selling a home, exemptions, deductions and too much more! Before acting on any advice here, consult your...

15 MIN2019 FEB 7
Comments
Tax Reform and Your 2018 and 2019 Taxes

How Long to Keep Tax Records

This blog post: https://retiredguyusa.com/how-long-keep-tax-records/ This post will tell youhow long you should keep tax records. I tried to keep this as simple as possible as there are always exceptions to general rules. Consult your tax advisor as every taxpayer has a unique situation. I read that the average tax filer spends about eight hours (a full workday) getting their tax information together. It is a massively wasteful tax system whose main beneficiaries are tax accountants and tax lawyers. And of course, the tax code whereby public policy tries to award winners and punish losers.The information contained herein discusses yourfederal tax return, not individual states’ returns. Further, all this discussion pertains to individuals’ taxes, not business taxes. I will address: (1) how long you should keep federal tax records, (2) how long the IRS may audit you, (3) kinds of records to retain, (4) what makes up a good filing system. USEFUL LINKS: https://taxmap.irs.gov/taxmap/p...

13 MIN2019 FEB 6
Comments
How Long to Keep Tax Records

How to Invest in a Bear Market

This blog post:https://retiredguyusa.com/how-invest-bear-market/ I have lived through booms and busts, bear markets, and the odd market crash or two. Along the way, I picked up a few things which will do investors some goodmaybe. I say ‘maybe’ because every ‘age in time’ is different. Like the old disclaimer says, ‘Past performance is no guarantee of future results’. There are a lot of bloggers, writers and financial advisors, who dispense advice. The younger ones or those who became advisors late in life have not been in the game very long. Or at least not long enough to have invested through a real bear market. If you became an advisor after 2009, you are untested. But don’t worry! You will get your chance one day! The last ten years starting from 2009 have beenthe happy timesdue to anexpansive Fed policy and reckless government spending. The markets have been rising more or less steadily. No one knows how the inexperienced advisor or investor will react in a true market cr...

10 MIN2019 FEB 4
Comments
How to Invest in a Bear Market

Social Media Scams on Seniors

This blog post:https://retiredguyusa.com/social-media-scams-seniors/ The Internet is full of social media scams trying to separate seniors from their money. Seniors are more susceptible than other demographics. But they target old and young alike! These scams include: lotteries, romance scams, profile hijacking, extortion, computer repair and more! There are of course billions of online social media accounts.If only one per cent of them gets scammed, it will still add up to billions of dollars a year. Because we are all mostly on our own in cyberspace, we run an elevated risk of being ripped off. Our emotions get the best of us and we are often too trusting of our social media ‘friends’, even strangers we have never met. USEFUL LINKS: https://www.ic3.gov/crimeschemes.aspx FBI Internet Crime Complaint Center Please SUBSCRIBE, COMMENT, and SHARE this podcast with others! -------------------- Iam Trippe, retired U.S. Government Financial Analyst. M.B.A., grew up on a farm, played in ...

7 MIN2019 FEB 3
Comments
Social Media Scams on Seniors

How to Fight Online Scams

This blog post:https://retiredguyusa.com/fight-online-scams/ We expendenergy and resourcestrying to fight online scams. It’s hard to keep up with the creativity employed by internet criminals. But we seem always to be just one step behind them. I’ve had my share of close calls and more than once had a virus infect my computer. Things to be aware of to protect yourself: checking your privacy settings, sharing, personal data, clickbait, Facebook 'friends', public computers, passwords. USEFUL LINKS: https://www.ic3.gov/crimeschemes.aspx FBI Internet Crime Complaint Center (list of crime schemes) Please SUBSCRIBE, COMMENT, and SHARE this podcast with others! -------------------- Iam Trippe, retired U.S. Government Financial Analyst. M.B.A., grew up on a farm, played in rock bands for several years.This podcast is for entertainment and education. I am neither a personal financial adviser, medical provider nor an attorney. Consult your own professionals. Blog: https://retiredguyusa.com/...

7 MIN2019 FEB 3
Comments
How to Fight Online Scams

Latest Episodes

END OF PODCAST!

I am ending my podcast as I am unhappy with the results. I have more projects for my retirement so I will discard the ones I am find less than satisfying! But I wanted to let you know for those who were subscribing and downloading out of respect for you rather than just let the podcast die without saying anything. Peace and love! I do invite you to subscribe to my blog at https://retiredguyusa.com/

2 MIN2019 MAR 8
Comments
END OF PODCAST!

Social Security 2100 Act (to save Social Security)

This blog post: https://retiredguyusa.com/social-security-2100-act/ LINK:https://larson.house.gov/sites/larson.house.gov/files/Social%20Security%202100%20-%20One%20Pager%20116th.pdf (the Act described) Benefit Increases A slight increase in benefits for current and new beneficiaries. Social Security 2100 provides an increase for all beneficiaries that is the equivalent of 2% of the average benefit. Better protection against inflation. Social Security 2100would change the COLA (annual cost of living adjustment) to better reflect the costs incurred by seniors. The COLA would now be based on the CPI-E (Consumer Price Index for the Elderly). The CPI-E rises faster than the index currently in use.This provision will help seniors who spend a greater portion of their income on health care and other necessities of old age. Better protect low income workers. The new minimum benefit would be set at 25% above the poverty line. It would be tied to wage levels to ensure that the minimum benefit ...

7 MIN2019 FEB 25
Comments
Social Security 2100 Act (to save Social Security)

2018-19 Flu Season and Prevention

This blog post:https://retiredguyusa.com/2018-19-flu-season-prevention/ LINK:https://www.cdc.gov/flu/weekly/usmap.htm During the 1918 epidemic, the flu infected nearly a half billion people and 50 to 100 million died world-wide. My dad showed me an old house near our farm where locals remember an entire family taking refuge there at that time. The whole family reportedly died. The 2017 – 2018 flu season cost $17 - 20 billion in medical care and lost wages. A serious illness can bankrupt someone who is financially ‘on the edge’. That flu season was particularly deadly with only partly-successful prevention efforts. It was the most cases reported since 2009. The illness was considered severe across all age groups. Nearly 80,000 people died in the United States. Prevention steps for the flu season All those 6 months and older should get the vaccine by the prior October. You need to get vaccinated every year. First – health care workers should be immunized. Then, the very young, the...

6 MIN2019 FEB 19
Comments
2018-19 Flu Season and Prevention

13 Ways to Save Money Valentine's Day 2019

This blog post:https://retiredguyusa.com/13-ways-save-money-valentines-day/ Valentine's Day can get expensive. However, there are ways you can keep the craziness down and avoid the over-the-top spending habits of so many people. This podcasts considers alternative solutions to keeping your expenses down but still honoring the one you love! LINK:https://www.nrf.com/insights/holiday-and-seasonal-trends/valentines-dayconsumer tastes, preferences, and spending patterns related to Valentine's Day ————————————- Please SUBSCRIBE, COMMENT, and SHARE this podcast with others! -------------------- Iam Trippe, 67, retired U.S. Government Financial Analyst. M.B.A., grew up on a farm, played in rock bands for several years.This podcast is for entertainment and education. I am neither a personal financial adviser, medical provider nor an attorney. Consult your own professionals. Blog: https://retiredguyusa.com/ Podcast: https://retiredguyusa.podbean.com/

12 MIN2019 FEB 12
Comments
13 Ways to Save Money Valentine's Day 2019

Best Money Advice for our Children

This blog post: https://retiredguyusa.com/best-money-advice-children/ Here is my best money advice for young adults (or even teens)! This is based on what I think works (and does not) looking back on my long life.Financial advice tends toward the same subjects like budgeting, investing, saving, and retirement. But I would not put them at the top of the list. None of that even matters if you make poor life choices. Marriage and family plus a healthy lifestyle are the top things you should get right! Following that are the typical money imperatives regarding credit, saving, investing, spending etc. —————————————- Please SUBSCRIBE, COMMENT, and SHARE this podcast with others! -------------------- Iam Trippe, retired U.S. Government Financial Analyst. M.B.A., grew up on a farm, played in rock bands for several years.This podcast is for entertainment and education. I am neither a personal financial adviser, medical provider nor an attorney. Consult your own professionals. Bl...

15 MIN2019 FEB 7
Comments
Best Money Advice for our Children

Tax Reform and Your 2018 and 2019 Taxes

This blog post:https://retiredguyusa.com/year-end-tax-changes-know-2018/ There are quite a few 2018 tax changes you should be ready for at the end of the year.You should know about how the recent far-reaching tax reform might affect you.Maybe you can make some changes to reduce your taxes for 2018. You can also be prepared for changes in 2019. Keep in mind that many retirees are still working. I tried to focus ontax code changes that affect mostly retireesbuteveryone is affected by this huge tax reform! And of course, some of them are still working part-time. The definition of ‘retirement’ is changing! The 2017 TCGA (Tax Cuts and Jobs Act) is the biggest tax reform since the 1980s. It is FAR MORE COMPLICATED than what I am presenting here. Here I focus almost entirely on thepersonalas opposed tobusinessside of the tax reform. I discuss taxation of Social Security, IRAs, 401(k), selling a home, exemptions, deductions and too much more! Before acting on any advice here, consult your...

15 MIN2019 FEB 7
Comments
Tax Reform and Your 2018 and 2019 Taxes

How Long to Keep Tax Records

This blog post: https://retiredguyusa.com/how-long-keep-tax-records/ This post will tell youhow long you should keep tax records. I tried to keep this as simple as possible as there are always exceptions to general rules. Consult your tax advisor as every taxpayer has a unique situation. I read that the average tax filer spends about eight hours (a full workday) getting their tax information together. It is a massively wasteful tax system whose main beneficiaries are tax accountants and tax lawyers. And of course, the tax code whereby public policy tries to award winners and punish losers.The information contained herein discusses yourfederal tax return, not individual states’ returns. Further, all this discussion pertains to individuals’ taxes, not business taxes. I will address: (1) how long you should keep federal tax records, (2) how long the IRS may audit you, (3) kinds of records to retain, (4) what makes up a good filing system. USEFUL LINKS: https://taxmap.irs.gov/taxmap/p...

13 MIN2019 FEB 6
Comments
How Long to Keep Tax Records

How to Invest in a Bear Market

This blog post:https://retiredguyusa.com/how-invest-bear-market/ I have lived through booms and busts, bear markets, and the odd market crash or two. Along the way, I picked up a few things which will do investors some goodmaybe. I say ‘maybe’ because every ‘age in time’ is different. Like the old disclaimer says, ‘Past performance is no guarantee of future results’. There are a lot of bloggers, writers and financial advisors, who dispense advice. The younger ones or those who became advisors late in life have not been in the game very long. Or at least not long enough to have invested through a real bear market. If you became an advisor after 2009, you are untested. But don’t worry! You will get your chance one day! The last ten years starting from 2009 have beenthe happy timesdue to anexpansive Fed policy and reckless government spending. The markets have been rising more or less steadily. No one knows how the inexperienced advisor or investor will react in a true market cr...

10 MIN2019 FEB 4
Comments
How to Invest in a Bear Market

Social Media Scams on Seniors

This blog post:https://retiredguyusa.com/social-media-scams-seniors/ The Internet is full of social media scams trying to separate seniors from their money. Seniors are more susceptible than other demographics. But they target old and young alike! These scams include: lotteries, romance scams, profile hijacking, extortion, computer repair and more! There are of course billions of online social media accounts.If only one per cent of them gets scammed, it will still add up to billions of dollars a year. Because we are all mostly on our own in cyberspace, we run an elevated risk of being ripped off. Our emotions get the best of us and we are often too trusting of our social media ‘friends’, even strangers we have never met. USEFUL LINKS: https://www.ic3.gov/crimeschemes.aspx FBI Internet Crime Complaint Center Please SUBSCRIBE, COMMENT, and SHARE this podcast with others! -------------------- Iam Trippe, retired U.S. Government Financial Analyst. M.B.A., grew up on a farm, played in ...

7 MIN2019 FEB 3
Comments
Social Media Scams on Seniors

How to Fight Online Scams

This blog post:https://retiredguyusa.com/fight-online-scams/ We expendenergy and resourcestrying to fight online scams. It’s hard to keep up with the creativity employed by internet criminals. But we seem always to be just one step behind them. I’ve had my share of close calls and more than once had a virus infect my computer. Things to be aware of to protect yourself: checking your privacy settings, sharing, personal data, clickbait, Facebook 'friends', public computers, passwords. USEFUL LINKS: https://www.ic3.gov/crimeschemes.aspx FBI Internet Crime Complaint Center (list of crime schemes) Please SUBSCRIBE, COMMENT, and SHARE this podcast with others! -------------------- Iam Trippe, retired U.S. Government Financial Analyst. M.B.A., grew up on a farm, played in rock bands for several years.This podcast is for entertainment and education. I am neither a personal financial adviser, medical provider nor an attorney. Consult your own professionals. Blog: https://retiredguyusa.com/...

7 MIN2019 FEB 3
Comments
How to Fight Online Scams
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