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The Return: Property & Investment Podcast

Anna Clare Harper

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The Return: Property & Investment Podcast

The Return: Property & Investment Podcast

Anna Clare Harper

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About Us

The Return: Property & Investment Podcast shares insights, information and ideas on UK real estate and investing to enable investors to spot opportunities, invest more confidently in a complex market, and enjoy investing more.Hosted by Anna Clare Harper, Property Investment Strategist, Co-Founder of Anglo Residential and Author of Strategic Property Investing.Listener reviews include:'The best property podcast out there - ★★★★★' - Oliver'Great...I can't stop listening - ★★★★★' - Nicola'Compelling, insightful and easy to listen to - ★★★★★' - Ben

Latest Episodes

What’s changing in the UK rental market with Head of Research at Zoopla, Gráinne Gilmore and Anna Clare Harper

What’s changing in the UK rental market? Zoopla’s Head of Research, Gráinne Gilmore, joined me to discuss what’s really happening in the UK Private Rental Sector. Gráinne was previously Head of Residential Research at Knight Frank, and an award-winning Economics Correspondent for The Times before her role at Zoopla. So, she’s brilliantly placed to help explain the fascinating and complicated dynamics that are affecting the UK rental market. Highlights of this episode include: What’s driving the entrenched ‘two-speed market’, with UK rent growth of +1.7% vs -5.2% in London’s rental market Tenant demand 25% higher than last year overall - with particular demand for properties with gardens, parking, garages, balconies and ‘pets allowed’, and a shift away from office-driven cities such as Coventry and Reading What next for the UK rental market, in a context of reduced investment activity, muted earnings growth and limited affordability for many first time buyers Resources: Guest website: https://www.zoopla.co.uk/ Guest LinkedIn: https://www.linkedin.com/in/grainnegilmore Zoopla Rental Market Report: https://advantage.zpg.co.uk/insights/rental-market-report/ Host website: annaclareharper.com Host website: spi.capital Host LinkedIn: https://www.linkedin.com/in/annaclareharper/

16 min1 w ago
Comments
What’s changing in the UK rental market with Head of Research at Zoopla, Gráinne Gilmore and Anna Clare Harper

Making real estate assets liquid with Richard Croft, Co-Founder and Chairman of leading investment group, M7, David Delaney, CEO of property stock exchange IPSX, and Anna Clare Harper

Transparency, liquidity, and listed real estate I had a fascinating discussion with Richard Croft, Co-Founder and Chairman of leading investment group, M7 and David Delaney, CEO of new property stock exchange IPSX about their first single real estate asset Initial Public Offering (IPO). Richard and David have exceptional credentials in real estate and finance, with years of experience, and billions of transactions under their belts. Richard is the Executive Chairman and co-founder of the M7 Real Estate group, and has been involved in over €8 billion of transactions across the UK and Europe during his 26 year career in real estate, founded and sold a European real estate fund management business, and is a Non-Executive Director of IPSX. David is IPSX’s Group CEO. His previous experience includes managing $1bn book of business at Thomson Reuters as Head of Strategic Clients and Solutions, and 25 years at Credit Suisse (where he became Head of Fixed Income Sales for interest rate products) and Barclays Bank. Richard and David share a deep frustration with the issues that prevent investors from selecting and investing in assets for themselves, the lack of transparency in the listed real estate market, and the lack of liquidity available for many real estate assets. Their current mission is to solve these issues, through an unprecedented single asset listing of Mailbox REIT on IPSX. So, will it work? Highlights of the episode include: What liquidity is really worth to investors The high perceived risk of anything new The problems investors face with open-ended and closed-ended real estate funds Whether investors really value choice and democracy in investing Resources: Guest websites: www.themailboxreit.com / www.ipsx.com / www.m7re.eu Anna’s website: www.annaclareharper.com & www.spi.capital Anna’s LinkedIn page: https://www.linkedin.com/in/annaclareharper/

30 min3 w ago
Comments
Making real estate assets liquid with Richard Croft, Co-Founder and Chairman of leading investment group, M7, David Delaney, CEO of property stock exchange IPSX, and Anna Clare Harper

Damien Fogg, CIO and Anna Clare Harper, CEO of SPI Capital on starting an investment business in a recession

Would you start an investment business in a recession? I would, and have. I wanted to share a bit more about why. So in this episode of the podcast, Damien Fogg, CIO and I explain what we’re doing at SPI Capital and why. Highlights include: The case for change, in life and business, post-lockdown (#1) The business and social case for investing in built residential assets worth <£5m Developing strategies and tech to solve property market and investor problems in the £1.5 trillion UK Private Rental Sector This is the first episode in a new series on investing and running a business in the current environment. The rest of the series will be a mix of discussions with other operators and investors (including some very exciting names from across the real estate sector) and less formal conversations like this, following the journey towards SPI Capital’s official platform launch in January 2021. Resources: www.spi.capital Email: info@spi.capital https://annaclareharper.com/ https://www.linkedin.com/in/annaclareharper/ https://www.linkedin.com/in/damienfogg1/

16 minOCT 29
Comments
Damien Fogg, CIO and Anna Clare Harper, CEO of SPI Capital on starting an investment business in a recession

How to invest and protect your wealth through a crisis with Ann-Marie Atkins, Managing Partner at award-winning Wealth Management and Financial Planning firm, Tilney

How do you invest through a crisis? It’s a cliche so say it, but undeniably we are in ‘unprecedented times’. As a result, it’s never been more important for individuals and families to preserve and grow their wealth, and to plan for the future. I got the chance to pick the brains of Ann-Marie Atkins, the only female Managing Partner at award-winning Wealth Management and Financial Planning firm, Tilney. We covered topics including: The most common mistakes that individuals, families and business owners make around financial planning, and how to avoid them The risks and opportunities of recent and proposed regulations such as changes to Capital Gains Tax Recession-proofing your finances Understanding your risk appetite and liquidity preferences Resources: https://www.tilney.co.uk/ https://www.linkedin.com/company/tilney-group/ https://www.linkedin.com/in/annmariebanks/ www.annaclareharper.com https://www.linkedin.com/in/annaclareharper/

28 minOCT 15
Comments
How to invest and protect your wealth through a crisis with Ann-Marie Atkins, Managing Partner at award-winning Wealth Management and Financial Planning firm, Tilney

Using data analytics to optimise building management with Ryan Collier, Operations Director at leading residential block manager, Pod, and Anna Clare Harper

It’s not glamorous. Yet building management has the potential to make or break both investor returns and customer satisfaction. Historically, it’s been rare for investors to know (and perhaps, to care) how their building can be managed better. Until now. Ryan Collier has specialised in the management of large and complex buildings for 10 years, and has overseen tens of thousands of homes. He and his team at leading specialist block managers, Pod Management, provide residential estate and block management services - and comprehensive data analytics - for clients such as Bellway homes, Berkeley Homes and Tipi (Quintain) across some 9,000 homes (contracted and pipeline). We discussed: How data analytics can be used to reduce investor costs and improve customer service for tenants - from optimising postroom staffing to 24 hour ‘between tenancy’ turnarounds The myth that new buildings cost less to run - since maintenance is about people and the quality of the building, not its age Th...

29 minOCT 1
Comments
Using data analytics to optimise building management with Ryan Collier, Operations Director at leading residential block manager, Pod, and Anna Clare Harper

Private Equity and Family Office real estate investment myths with Rebekah Tobias, leading investment specialist & Head of Business Development at investment house, Marcol, and Anna Clare Harper

The flight-to-safety, dumb money and real estate I had a great chat about Family Office, Private Equity and Institutional Investment in real estate in the current environment with Rebekah Tobias, leading investment specialist and Head of Business Development at Private Equity firm, Marcol. Rebekah’s experience includes Partner and Director roles at Marcol, M7 and Cushman & Wakefield, spanning international capital markets through to operations-led asset management. So she is well-placed to comment, and is brilliant at explaining the complex real estate investment world. Highlights of this episode include: How investors price real estate and take calculated risks in a fast-moving market - including re-pricing retail and offices, the premium required for investing further afield, and the ‘tech effect’ on valuations Dumb money and the financial consequences of herd mentality - even amongst sophisticated institutional investors The flight to quality and safety - and perceived low ris...

35 minSEP 17
Comments
Private Equity and Family Office real estate investment myths with Rebekah Tobias, leading investment specialist & Head of Business Development at investment house, Marcol, and Anna Clare Harper

From valuations to international relations; cycles to ‘di-worse-ification’ - what the world’s leading real estate investment textbook tells us, with Oxford Professor Andrew Baum

From valuations to international relations; cycles to ‘di-worse-ification’ - the world’s leading real estate investment textbook has a lot to say about investing right now. I had the privilege of quizzing leading Oxford Professor Andrew Baum on what his latest textbook says, and what it means for investors. Highlights include: Top tips for long term investors International drivers of demand - and how tense international relations will affect global real estate investment Common mistakes investors make with their numbers, and how to avoid them Understanding risk, and whether real estate can still be considered a ‘safe haven’ Debt, development and market cycles Resources: Andrew's recently revised book: Real Estate Investment and Finance: Strategies, Structures, Key Decisions: https://www.amazon.co.uk/Real-Estate-Investment-Finance-Strategies-dp-1119526094/dp/1119526094/ref=dp_ob_title_bk Oxford Future of Real Estate Initiative https://www.sbs.ox.ac.uk/research/centres-and-initia...

24 minSEP 3
Comments
From valuations to international relations; cycles to ‘di-worse-ification’ - what the world’s leading real estate investment textbook tells us, with Oxford Professor Andrew Baum

What’s really happening in the UK rental market? With Zoopla’s Head of Research Gráinne Gilmore and Anna Clare Harper

I had the pleasure of interviewing Gráinne Gilmore, Head of Research at Zoopla, following the release of their UK Rental Market Report to discuss what’s really happening in the UK rental market. Previously an award-winning financial and economics journalist at The Times newspaper in London, and Head of Residential Research at Knight Frank, Gráinne is often interviewed by the media on the UK housing market, appearing on BBC Radio 4, Sky news, BBC Breakfast, and the BBC World Service. So, she’s brilliantly placed to help explain the fascinating and complicated dynamics that are affecting the UK housing market right now. Highlights of this episode include: The driving forces behind the emerging ‘two-speed market’, with London leading one track, and regional economies taking a different path What’s happened in the UK rental market this year, including a 3% fall in London rents Which rental markets are growing, and what this means for investors What next in an environment of risin...

17 minAUG 20
Comments
What’s really happening in the UK rental market? With Zoopla’s Head of Research Gráinne Gilmore and Anna Clare Harper

Listed real estate insights with Colm Lauder, Head of Real Estate at Goodbody, and #1 ranked Real Estate Analyst

I had a fascinating discussion with the Head of Real Estate at leading investment bank, Goodbody, Colm Lauder. Colm is a leading authority on listed real estate. Since graduating with a MPhil in Real Estate Finance at Cambridge, Colm became the youngest Vice-President in the UK at MSCI in 2013. He was ranked #1 Real Estate Analyst in Ireland (Extel) in 2017, 2018 and 2019. In this episode, we covered resilience, liquidity and recent trends in listed real estate. Highlights included: The consequences of recent quantitative easing for real estate, and why it makes sense to prioritise inflation-hedged assets right now How listed funds are adapting their investment strategies, including sector specialisations such as supermarket vs PRS REITs, in response to investor demand The liquidity premium, and how it affects valuations in listed vs unlisted real estate Resources: https://www.linkedin.com/in/colmlauder/ https://www.goodbody.co.uk/ annaclareharper.com https://www.linkedin.com/in/ann...

20 minAUG 6
Comments
Listed real estate insights with Colm Lauder, Head of Real Estate at Goodbody, and #1 ranked Real Estate Analyst

Proptech myths with Toby Wilde, Founder of Oparo, one of the first algorithm-driven real estate investment companies in the UK

In this episode, Toby Wilde and Anna Clare Harper discuss the common myths around how and whether proptech can solve housing market problems. Toby shared his controversial opinions on the major issues in the industry including the greenbelt, Airbnb and P2P lending. Toby is a multi-time Proptech Founder whose experience includes scaling Sprift, currently the fastest growing property data resource for Estate Agents, Landlords, Developers & Solicitors, as well as in Estate Agency and in his family’s property development business. Highlights includes: What problems can proptech (and specifically, algorithms) really solve in the UK property market, and how? How data can really be used to optimise where to build and what is built, from a developer and investor perspective What data reveals about a collapse in studio and 1 bed values, due to Covid-led limits on the airbnb ‘dark economy’ The idea of a ‘barcode for every house’ and how tech can reduce inefficiencies in the housing marke...

34 minJUL 23
Comments
Proptech myths with Toby Wilde, Founder of Oparo, one of the first algorithm-driven real estate investment companies in the UK

Latest Episodes

What’s changing in the UK rental market with Head of Research at Zoopla, Gráinne Gilmore and Anna Clare Harper

What’s changing in the UK rental market? Zoopla’s Head of Research, Gráinne Gilmore, joined me to discuss what’s really happening in the UK Private Rental Sector. Gráinne was previously Head of Residential Research at Knight Frank, and an award-winning Economics Correspondent for The Times before her role at Zoopla. So, she’s brilliantly placed to help explain the fascinating and complicated dynamics that are affecting the UK rental market. Highlights of this episode include: What’s driving the entrenched ‘two-speed market’, with UK rent growth of +1.7% vs -5.2% in London’s rental market Tenant demand 25% higher than last year overall - with particular demand for properties with gardens, parking, garages, balconies and ‘pets allowed’, and a shift away from office-driven cities such as Coventry and Reading What next for the UK rental market, in a context of reduced investment activity, muted earnings growth and limited affordability for many first time buyers Resources: Guest website: https://www.zoopla.co.uk/ Guest LinkedIn: https://www.linkedin.com/in/grainnegilmore Zoopla Rental Market Report: https://advantage.zpg.co.uk/insights/rental-market-report/ Host website: annaclareharper.com Host website: spi.capital Host LinkedIn: https://www.linkedin.com/in/annaclareharper/

16 min1 w ago
Comments
What’s changing in the UK rental market with Head of Research at Zoopla, Gráinne Gilmore and Anna Clare Harper

Making real estate assets liquid with Richard Croft, Co-Founder and Chairman of leading investment group, M7, David Delaney, CEO of property stock exchange IPSX, and Anna Clare Harper

Transparency, liquidity, and listed real estate I had a fascinating discussion with Richard Croft, Co-Founder and Chairman of leading investment group, M7 and David Delaney, CEO of new property stock exchange IPSX about their first single real estate asset Initial Public Offering (IPO). Richard and David have exceptional credentials in real estate and finance, with years of experience, and billions of transactions under their belts. Richard is the Executive Chairman and co-founder of the M7 Real Estate group, and has been involved in over €8 billion of transactions across the UK and Europe during his 26 year career in real estate, founded and sold a European real estate fund management business, and is a Non-Executive Director of IPSX. David is IPSX’s Group CEO. His previous experience includes managing $1bn book of business at Thomson Reuters as Head of Strategic Clients and Solutions, and 25 years at Credit Suisse (where he became Head of Fixed Income Sales for interest rate products) and Barclays Bank. Richard and David share a deep frustration with the issues that prevent investors from selecting and investing in assets for themselves, the lack of transparency in the listed real estate market, and the lack of liquidity available for many real estate assets. Their current mission is to solve these issues, through an unprecedented single asset listing of Mailbox REIT on IPSX. So, will it work? Highlights of the episode include: What liquidity is really worth to investors The high perceived risk of anything new The problems investors face with open-ended and closed-ended real estate funds Whether investors really value choice and democracy in investing Resources: Guest websites: www.themailboxreit.com / www.ipsx.com / www.m7re.eu Anna’s website: www.annaclareharper.com & www.spi.capital Anna’s LinkedIn page: https://www.linkedin.com/in/annaclareharper/

30 min3 w ago
Comments
Making real estate assets liquid with Richard Croft, Co-Founder and Chairman of leading investment group, M7, David Delaney, CEO of property stock exchange IPSX, and Anna Clare Harper

Damien Fogg, CIO and Anna Clare Harper, CEO of SPI Capital on starting an investment business in a recession

Would you start an investment business in a recession? I would, and have. I wanted to share a bit more about why. So in this episode of the podcast, Damien Fogg, CIO and I explain what we’re doing at SPI Capital and why. Highlights include: The case for change, in life and business, post-lockdown (#1) The business and social case for investing in built residential assets worth <£5m Developing strategies and tech to solve property market and investor problems in the £1.5 trillion UK Private Rental Sector This is the first episode in a new series on investing and running a business in the current environment. The rest of the series will be a mix of discussions with other operators and investors (including some very exciting names from across the real estate sector) and less formal conversations like this, following the journey towards SPI Capital’s official platform launch in January 2021. Resources: www.spi.capital Email: info@spi.capital https://annaclareharper.com/ https://www.linkedin.com/in/annaclareharper/ https://www.linkedin.com/in/damienfogg1/

16 minOCT 29
Comments
Damien Fogg, CIO and Anna Clare Harper, CEO of SPI Capital on starting an investment business in a recession

How to invest and protect your wealth through a crisis with Ann-Marie Atkins, Managing Partner at award-winning Wealth Management and Financial Planning firm, Tilney

How do you invest through a crisis? It’s a cliche so say it, but undeniably we are in ‘unprecedented times’. As a result, it’s never been more important for individuals and families to preserve and grow their wealth, and to plan for the future. I got the chance to pick the brains of Ann-Marie Atkins, the only female Managing Partner at award-winning Wealth Management and Financial Planning firm, Tilney. We covered topics including: The most common mistakes that individuals, families and business owners make around financial planning, and how to avoid them The risks and opportunities of recent and proposed regulations such as changes to Capital Gains Tax Recession-proofing your finances Understanding your risk appetite and liquidity preferences Resources: https://www.tilney.co.uk/ https://www.linkedin.com/company/tilney-group/ https://www.linkedin.com/in/annmariebanks/ www.annaclareharper.com https://www.linkedin.com/in/annaclareharper/

28 minOCT 15
Comments
How to invest and protect your wealth through a crisis with Ann-Marie Atkins, Managing Partner at award-winning Wealth Management and Financial Planning firm, Tilney

Using data analytics to optimise building management with Ryan Collier, Operations Director at leading residential block manager, Pod, and Anna Clare Harper

It’s not glamorous. Yet building management has the potential to make or break both investor returns and customer satisfaction. Historically, it’s been rare for investors to know (and perhaps, to care) how their building can be managed better. Until now. Ryan Collier has specialised in the management of large and complex buildings for 10 years, and has overseen tens of thousands of homes. He and his team at leading specialist block managers, Pod Management, provide residential estate and block management services - and comprehensive data analytics - for clients such as Bellway homes, Berkeley Homes and Tipi (Quintain) across some 9,000 homes (contracted and pipeline). We discussed: How data analytics can be used to reduce investor costs and improve customer service for tenants - from optimising postroom staffing to 24 hour ‘between tenancy’ turnarounds The myth that new buildings cost less to run - since maintenance is about people and the quality of the building, not its age Th...

29 minOCT 1
Comments
Using data analytics to optimise building management with Ryan Collier, Operations Director at leading residential block manager, Pod, and Anna Clare Harper

Private Equity and Family Office real estate investment myths with Rebekah Tobias, leading investment specialist & Head of Business Development at investment house, Marcol, and Anna Clare Harper

The flight-to-safety, dumb money and real estate I had a great chat about Family Office, Private Equity and Institutional Investment in real estate in the current environment with Rebekah Tobias, leading investment specialist and Head of Business Development at Private Equity firm, Marcol. Rebekah’s experience includes Partner and Director roles at Marcol, M7 and Cushman & Wakefield, spanning international capital markets through to operations-led asset management. So she is well-placed to comment, and is brilliant at explaining the complex real estate investment world. Highlights of this episode include: How investors price real estate and take calculated risks in a fast-moving market - including re-pricing retail and offices, the premium required for investing further afield, and the ‘tech effect’ on valuations Dumb money and the financial consequences of herd mentality - even amongst sophisticated institutional investors The flight to quality and safety - and perceived low ris...

35 minSEP 17
Comments
Private Equity and Family Office real estate investment myths with Rebekah Tobias, leading investment specialist & Head of Business Development at investment house, Marcol, and Anna Clare Harper

From valuations to international relations; cycles to ‘di-worse-ification’ - what the world’s leading real estate investment textbook tells us, with Oxford Professor Andrew Baum

From valuations to international relations; cycles to ‘di-worse-ification’ - the world’s leading real estate investment textbook has a lot to say about investing right now. I had the privilege of quizzing leading Oxford Professor Andrew Baum on what his latest textbook says, and what it means for investors. Highlights include: Top tips for long term investors International drivers of demand - and how tense international relations will affect global real estate investment Common mistakes investors make with their numbers, and how to avoid them Understanding risk, and whether real estate can still be considered a ‘safe haven’ Debt, development and market cycles Resources: Andrew's recently revised book: Real Estate Investment and Finance: Strategies, Structures, Key Decisions: https://www.amazon.co.uk/Real-Estate-Investment-Finance-Strategies-dp-1119526094/dp/1119526094/ref=dp_ob_title_bk Oxford Future of Real Estate Initiative https://www.sbs.ox.ac.uk/research/centres-and-initia...

24 minSEP 3
Comments
From valuations to international relations; cycles to ‘di-worse-ification’ - what the world’s leading real estate investment textbook tells us, with Oxford Professor Andrew Baum

What’s really happening in the UK rental market? With Zoopla’s Head of Research Gráinne Gilmore and Anna Clare Harper

I had the pleasure of interviewing Gráinne Gilmore, Head of Research at Zoopla, following the release of their UK Rental Market Report to discuss what’s really happening in the UK rental market. Previously an award-winning financial and economics journalist at The Times newspaper in London, and Head of Residential Research at Knight Frank, Gráinne is often interviewed by the media on the UK housing market, appearing on BBC Radio 4, Sky news, BBC Breakfast, and the BBC World Service. So, she’s brilliantly placed to help explain the fascinating and complicated dynamics that are affecting the UK housing market right now. Highlights of this episode include: The driving forces behind the emerging ‘two-speed market’, with London leading one track, and regional economies taking a different path What’s happened in the UK rental market this year, including a 3% fall in London rents Which rental markets are growing, and what this means for investors What next in an environment of risin...

17 minAUG 20
Comments
What’s really happening in the UK rental market? With Zoopla’s Head of Research Gráinne Gilmore and Anna Clare Harper

Listed real estate insights with Colm Lauder, Head of Real Estate at Goodbody, and #1 ranked Real Estate Analyst

I had a fascinating discussion with the Head of Real Estate at leading investment bank, Goodbody, Colm Lauder. Colm is a leading authority on listed real estate. Since graduating with a MPhil in Real Estate Finance at Cambridge, Colm became the youngest Vice-President in the UK at MSCI in 2013. He was ranked #1 Real Estate Analyst in Ireland (Extel) in 2017, 2018 and 2019. In this episode, we covered resilience, liquidity and recent trends in listed real estate. Highlights included: The consequences of recent quantitative easing for real estate, and why it makes sense to prioritise inflation-hedged assets right now How listed funds are adapting their investment strategies, including sector specialisations such as supermarket vs PRS REITs, in response to investor demand The liquidity premium, and how it affects valuations in listed vs unlisted real estate Resources: https://www.linkedin.com/in/colmlauder/ https://www.goodbody.co.uk/ annaclareharper.com https://www.linkedin.com/in/ann...

20 minAUG 6
Comments
Listed real estate insights with Colm Lauder, Head of Real Estate at Goodbody, and #1 ranked Real Estate Analyst

Proptech myths with Toby Wilde, Founder of Oparo, one of the first algorithm-driven real estate investment companies in the UK

In this episode, Toby Wilde and Anna Clare Harper discuss the common myths around how and whether proptech can solve housing market problems. Toby shared his controversial opinions on the major issues in the industry including the greenbelt, Airbnb and P2P lending. Toby is a multi-time Proptech Founder whose experience includes scaling Sprift, currently the fastest growing property data resource for Estate Agents, Landlords, Developers & Solicitors, as well as in Estate Agency and in his family’s property development business. Highlights includes: What problems can proptech (and specifically, algorithms) really solve in the UK property market, and how? How data can really be used to optimise where to build and what is built, from a developer and investor perspective What data reveals about a collapse in studio and 1 bed values, due to Covid-led limits on the airbnb ‘dark economy’ The idea of a ‘barcode for every house’ and how tech can reduce inefficiencies in the housing marke...

34 minJUL 23
Comments
Proptech myths with Toby Wilde, Founder of Oparo, one of the first algorithm-driven real estate investment companies in the UK
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