We wrap up Price Of Avocado Toast’s investigation of Dave Ramsey's company, Ramsey Solutions, in this Season Two Finale. In this episode, we discuss Dr. Steven Haasan's BITE Model of Authoritarian Control and compare the model’s guidelines to previous interviews this season and our personal experience as former Dave Ramsey followers. After tossing around the word "cult" in reference to Dave Ramsey for months, we come to a final consensus on whether or not Dave Ramsey is leading a cult. Referenced in today's episode: Dr. Steven Haasan's BITE Model episode 91 with cult expert, Dr. Natalie Feinblatt episode 90 with Amy Fritz Our first interview with Vee Make sure you are subscribed so you don't miss our season 3 launch Connect with our co-host, Vee, @veefrugalfox on Instagram __________________________________________ Disclaimer: Price of Avocado Toast podcast is marketed as and in fact is “one man’s opinion.” This show is not nor should anything said on it be construed as “legal, tax, or financial advice.” If you make investing or legal decisions after listening to this show it is recommended that you consult a qualified professional first. If you don’t, the decision is yours and yours alone. __________________________________________ If you're interested in talking with Haley in further depth about your financial situation, schedule a free consultation here to see if financial coaching is right for you. Schedule free consultation here We want talk with YOU about your highs and your lows so we can normalize conversations about money with normal people. If you are interested in chatting with us and telling your story, or asking us questions, please reach out! Send us an email haley@priceofavocadotoast.com or reach out on Instagram @priceofavocadotoast Do you have a question for us or suggestions for future episodes? Check out our website, linktr.ee/thepriceofavocadotoast, where you can leave us feedback regarding what YOU want to hear more of! You can also email us at haley@priceofavocadotoast.com Follow us on Instagram, Twitter, and Facebook Music and producing done by Bearcatshark. Follow @bearcatshark on Instagram! Music available on all streaming platforms.
On today’s episode, Dr. Natalie Feinblatt, nationally recognized cult recovery psychologist, joins the podcast to discuss the cult-like nature of Dave Ramsey and his evangelical personal financial empire, Ramsey Solutions (The Lampo Group, LLC). Dr. Feinblatt explores cults from NXIVM and The Children of God to Scientology and “therapeutic” boarding schools. She has been featured on A&E’s Leah Remini: Scientology and The Aftermath, NBC, New York Magazine and more. She is a Los Angeles native with her Master’s and Doctorate in Psychology from Pepperdine University. She specializes in compassionate addiction and trauma therapy. Referenced in today's episode: Steven Haasan's BITE Model Robert Jay Lifton's eight criteria of thought reform as applied to the Executive Success Programs Dr. Margaret T. Singer - 6 Conditions for Thought Reform Connect with today's guest, Dr. Natalie Feinblatt, @healingwithdrnatalie on Instagram or through her website at https://drnataliefeinblatt.com If...
Today’s episode kicks off part one of our three part season finale, where we do a deep examination of Ramsey Solutions. Today’s guest, Amy Fritz, shares her story of her family's experience with Ramsey Solutions, Dave Ramsey's Company. Amy’s husband, Nathan Fritz, worked at Ramsey Solutions and made his exit after realizing he was no longer aligned with the company. After his departure, interesting things happened— including, but not limited to the Chris Hogan controversy. And, yes, we talk allllll about it. ___________________________________________ Connect with today's guest, Amy Fritz, @untangledfaith on Instagram and @faithuntangled on Twitter If you liked today's episode, you definitely need to listen to Amy's extensive Ramsey series on her podcast, Untangled Faith Connect with our co-host, Vee, @veefrugalfox on Instagram __________________________________________ Disclaimer: Price of Avocado Toast podcast is marketed as and in fact is “one man’s opinion.” This show is not nor should anything said on it be construed as “legal, tax, or financial advice.” If you make investing or legal decisions after listening to this show it is recommended that you consult a qualified professional first. If you don’t, the decision is yours and yours alone. __________________________________________ If you're interested in talking with Haley in further depth about your financial situation, schedule a free consultation here to see if financial coaching is right for you. Schedule free consultation here We want talk with YOU about your highs and your lows so we can normalize conversations about money with normal people. If you are interested in chatting with us and telling your story, or asking us questions, please reach out! Send us an email haley@priceofavocadotoast.com or reach out on Instagram @priceofavocadotoast Do you have a question for us or suggestions for future episodes? Check out our website, linktr.ee/thepriceofavocadotoast, where you can leave us feedback regarding what YOU want to hear more of! You can also email us at haley@priceofavocadotoast.com Follow us on Instagram, Twitter, and Facebook Music and producing done by Bearcatshark. Follow @bearcatshark on Instagram! Music available on all streaming platforms.
This episode is a hard one to digest. It touches on the devastating massacre in Uvalde, Texas. Many people have found themselves posting on social media, wanting to do more to help make a profound impact but they have no idea where to even start. During this episode, we share some of the ways people can get involved in taking action against the gun violence issue in America, along with other social issues. The last week has been really hard, and we recognize that for some, staying away from this episode will protect your mental health. We love you and we’re here to chat if you need. Resources for taking action today: 5 Calls app Sandy Hook Promise EveryTown for Gun Safety Moms Demand Action Project Child Safe If you're interested in talking with Haley in further depth about your financial situation, schedule a free consultation here to see if financial coaching is right for you. Schedule free consultation here We want talk with YOU about your highs and your lows so we can normalize conversations about money with normal people. If you are interested in chatting with us and telling your story, or asking us questions, please reach out! Send us an email haley@priceofavocadotoast.com or reach out on Instagram @priceofavocadotoast Do you have a question for us or suggestions for future episodes? Check out our website, linktr.ee/thepriceofavocadotoast, where you can leave us feedback regarding what YOU want to hear more of! You can also email us at haley@priceofavocadotoast.com Follow us on Instagram, Twitter, and Facebook Music and producing done by Bearcatshark. Follow @bearcatshark on Instagram! Music available on all streaming platforms.
Today's episode is a sit down with Haley and Justin while they reflect back on one of the biggest financial decisions they've made - selling their house and moving a year ago. They sold their house to pay off their remaining student loan debt and then decided not to pay off those loans. They discuss whether or not they think it was worth it and how they've shifted along the way. If you're interested in talking with Haley in further depth about your financial situation, schedule a free consultation here to see if financial coaching is right for you. Schedule free consultation here We want talk with YOU about your highs and your lows so we can normalize conversations about money with normal people. If you are interested in chatting with us and telling your story, or asking us questions, please reach out! Send us an email haley@priceofavocadotoast.com or reach out on Instagram @priceofavocadotoast Do you have a question for us or suggestions for future episodes? Check out our website, linktr.ee/thepriceofavocadotoast, where you can leave us feedback regarding what YOU want to hear more of! You can also email us at haley@priceofavocadotoast.com Follow us on Instagram, Twitter, and Facebook Music and producing done by Bearcatshark. Follow @bearcatshark on Instagram! Music available on all streaming platforms.
Today's episode features Rachel Richards from Money Honey Rachel. At the age of 27, Rachel Richards quit her job as a financial advisor to pursue financial independence and currently generates $20,000 per month in passive income. Rachel is the bestselling author of “Money Honey” and “Passive Income, Aggressive Retirement.” She built a real estate portfolio of 38 rental units by the age of 26. Although she has an impressive portfolio, Rachel is not a "trust fund baby" and never even made 6-figures working in a W2 job. Rachel shares her story with us and mentions some of the ways that everyday folks can get into real estate investing. Surprisingly, it's easier than a lot of people imagine! Connect with Rachel: @moneyhoneyrachel on Instagram @moneyhoneyrachel on TikTok moneyhoneyrachel.com Free Passive Income Starter Kit Referenced in this episode: Rich Dad Poor Dad by Robert Kiyosaki The Hands Off Investor by Brian Burke If you're interested in talking with Haley in further depth about your financial situation, schedule a free consultation here to see if financial coaching is right for you. Schedule free consultation here We want talk with YOU about your highs and your lows so we can normalize conversations about money with normal people. If you are interested in chatting with us and telling your story, or asking us questions, please reach out! Send us an email haley@priceofavocadotoast.com or reach out on Instagram @priceofavocadotoast Do you have a question for us or suggestions for future episodes? Check out our website, linktr.ee/thepriceofavocadotoast, where you can leave us feedback regarding what YOU want to hear more of! You can also email us at haley@priceofavocadotoast.com Follow us on Instagram, Twitter, and Facebook Music and producing done by Bearcatshark. Follow @bearcatshark on Instagram! Music available on all streaming platforms.
In today's episode, Haley and Justin go through their top six tips for budgeting for a post-pandemic summer. We've lost two summers to COVID and it's important that you honor your emotions while also honoring your finances. We've all had a little FOMO over the past few years, longing for normalcy while managing to try and get used to our "new normal." These steps are going to help you maximize both your summer and your bank account. As mentioned in today's episode, Haley's financial coaching program underwent a massive revamp. She's now offering 4 different programs with varying levels of intensity depending on your goals. Haley is accepting applications through May 15th. If you are interested, sign up for a free consultation with the link below and Haley will be in touch with you! Schedule free consultation here We want talk with YOU about your highs and your lows so we can normalize conversations about money with normal people. If you are interested in chatting with us and telling your story, or asking us questions, please reach out! Send us an email haley@priceofavocadotoast.com or reach out on Instagram @priceofavocadotoast Do you have a question for us or suggestions for future episodes? Check out our website, linktr.ee/thepriceofavocadotoast, where you can leave us feedback regarding what YOU want to hear more of! You can also email us at haley@priceofavocadotoast.com Follow us on Instagram, Twitter, and Facebook Music and producing done by Bearcatshark. Follow @bearcatshark on Instagram! Music available on all streaming platforms.
Today we sit down with Charlotte Darr, the founder of Save Live Thrive. She’s a fellow podcaster, former teacher, and financial counselor that is working to empower millennial women to level up their financial education. Charlotte shares her personal story of how she found herself in $78,511 worth of debt after college. She also talks about her journey through college and into her career, to now counseling and coaching women to take control of their lives and finances so they can enjoy more of what matters. Connect with Charlotte: @savelivethrive on Instagram @savelivethrive on TikTok savelivethrive.com Thrive With Money Podcast As mentioned in today's episode, Haley's financial coaching program underwent a massive revamp. She's now offering 4 different programs with varying levels of intensity depending on your goals. Haley is accepting applications through May 15th. If you are interested, sign up for a free consultation with the link below and Haley will be in touch with you! Schedule free consultation here We want talk with YOU about your highs and your lows so we can normalize conversations about money with normal people. If you are interested in chatting with us and telling your story, or asking us questions, please reach out! Send us an email haley@priceofavocadotoast.com or reach out on Instagram @priceofavocadotoast Do you have a question for us or suggestions for future episodes? Check out our website, linktr.ee/thepriceofavocadotoast, where you can leave us feedback regarding what YOU want to hear more of! You can also email us at haley@priceofavocadotoast.com Follow us on Instagram, Twitter, and Facebook Music and producing done by Bearcatshark. Follow @bearcatshark on Instagram! Music available on all streaming platforms.
Today's episode features Holly Acre, a teacher who left the classroom to protect her mental health and well-being. We chat with Holly about some of the difficult aspects of teaching that lead to her choosing a new path. She gives listeners some actionable advice if they are interested in leaving the classroom as well. While this episode isn’t in the lane of financial literacy, it is important that these conversations get amplified as the school year comes to a close. This episode is beneficial for listeners who are considering changing careers, whether or not it is in the realm of education. Both Haley and Holly have found things they love doing now outside of the classroom, so we felt it important that we share this with the Toasties! Enjoy! Connect with Holly: https://hollyacre.com/ @holly.acre on Instagram As mentioned in today's episode, Haley's financial coaching program underwent a massive revamp. She's now offering 4 different programs with varying levels of intensity depending on your goals. Haley is accepting applications through May 15th. If you are interested, sign up for a free consultation with the link below and Haley will be in touch with you! Schedule free consultation here We want talk with YOU about your highs and your lows so we can normalize conversations about money with normal people. If you are interested in chatting with us and telling your story, or asking us questions, please reach out! Send us an email haley@priceofavocadotoast.com or reach out on Instagram @priceofavocadotoast Do you have a question for us or suggestions for future episodes? Check out our website, linktr.ee/thepriceofavocadotoast, where you can leave us feedback regarding what YOU want to hear more of! You can also email us at haley@priceofavocadotoast.com Follow us on Instagram, Twitter, and Facebook Music and producing done by Bearcatshark. Follow @bearcatshark on Instagram! Music available on all streaming platforms.
Today's episode features Sami Womack with A Sunny Side Up Life. Sami shares with us how she and her husband, Daniel, paid off $490k of debt! They now have a net worth of over $350k and have shifted their financial priorities to wealth building. Connect with Sami! https://www.asunnysideuplife.com/ & on Instagram @asunnysideuplife If you're interested in talking with Haley in further depth about your financial situation, schedule a free consultation here to see if financial coaching is right for you. Schedule free consultation here We want talk with YOU about your highs and your lows so we can normalize conversations about money with normal people. If you are interested in chatting with us and telling your story, or asking us questions, please reach out! Send us an email haley@priceofavocadotoast.com or reach out on Instagram @priceofavocadotoast Do you have a question for us or suggestions for future episodes? Check out our website, linktr.ee/thepriceofavocadotoast, where you can leave us feedback regarding what YOU want to hear more of! You can also email us at haley@priceofavocadotoast.com Follow us on Instagram, Twitter, and Facebook Music and producing done by Bearcatshark. Follow @bearcatshark on Instagram! Music available on all streaming platforms.