Wharton FinTech Podcast

Wharton FinTech Podcast

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Connecting you with the people, companies, and ideas revolutionizing global financial services. Our guests are the leading fintech founders, investors, and thinkers in the world.Subscribe and follow us for more FinTech content by searching @whartonfintech on your preferred platform!
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Tarang Gupta sits down with Steffen Pauls, Founder and CEO of Moonfare. Moonfare is a platform that is democratizing Private Equity, an asset class traditionally accessible to a select few individuals and organizations, by lowering investment minimums, conducting due diligence on funds, and eliminating barriers to entry for retail investors. In this episode you will hear about: - The inspiration behind starting Moonfare - Evolution of the global private equity market - Strategically approaching international expansion And much more! About Dr. Steffen Pauls Dr. Pauls began his career at the Boston Consulting Group, where he led project teams covering strategic and operational projects at publicly listed European companies. He brought his experience as a consultant to KKR, where as a managing director he was responsible for the German market. Dr. Pauls also holds advanced degrees from the University of Trier, Harvard University, and the University of Mannheim. About Moonfare Moonfare is a platform that is revolutionizing private markets investing. Moonfare recently ranked as one of LinkedIn’s top 10 startups in Germany. For more information please visit www.moonfare.com For more FinTech insights, follow us below: WFT Medium: medium.com/wharton-fintech WFT Twitter: twitter.com/whartonfintech WFT Instagram: instagram.com/whartonfintech Tarang’s Twitter: twitter.com/tg_tarang Tarang’s LinkedIn: linkedin.com/in/taranggupta100

Gabriela Ariana Campoverde sits down with Victor Fimbres, Co-Founder and CTO of Forage, a third-party payments processor which helps grocers accept Electronic Benefit Transfers, or EBT, online. Forage is on a mission to create a world where all families with any budget can afford a meal. Today over 42 million people receive EBT benefits or food stamps. This is government support to pay for groceries. 14% of all grocery spend is paid with EBT, but only 5% of this was online. When Forage first started there were less than 20 merchants who could process EBT online. Today there are close to 100 merchants — and Forage is just getting started. In this episode you will learn all about how Forage was started during the COVID-19 pandemic when going to a grocery store was impractical, specifically in food deserts across the country. You will also learn about the obstacles Forage overcame to build its current API, how they successfully completed the Y-Combinator accelerator last summer, and all about Victor’s and his Co-Founder Justin’s passion for making technology accessible to those who need it the most. About Victor Fimbres Victor Fimbres is the Co-Founder and CTO of Forage. Prior to founding Forage, he was a Software Lead at TreeStack and ROBO 3D. He is a graduate of Northwestern University where he studied Psychology and Environmental Policy & Culture. About Forage Forage is a third-party payment processor (TPP) and a pin provider that authenticates and processes EBT recipients and transactions. For additional information on Forage, please visit joinforage.com. For more FinTech insights, follow us below: Medium: medium.com/wharton-fintech WFT Twitter: twitter.com/whartonfintech Gabriela’s Twitter: twitter.com/byGabyC Gabriela’s LinkedIn: linkedin.com/in/gcampoverde

Tarang Gupta has a conversation with Anat Guetta, Chairwoman of the Israel Securities Authority. The Israel Securities Authority (ISA) is the national securities regulator of Israel. Established by law in 1968, which defines the ISA's role "to protect the interests of the public investing in securities." ISA is active in two main areas: protecting investors; developing the regulatory infrastructure, tools and products for an advanced, diverse, competitive and innovative public capital market. In this episode you will hear about: -What makes Israel such an innovative country -Use and adoption of blockchain in capital markets -Open banking regulations in Europe and Israel And much more! About Anat Guetta Anat Guetta is the Chairwoman of the Israel Securities Authority. Anat is a serial entrepreneur who started her career in the banking industry, managing credit risk products and project finance. She then founded and led Arko Holdings; a public company listed on the Tel Aviv Stock Exchange. Anat is also the co-founder of Entropy Financial Research Services where she served as the CEO and led the development of a corporate governance index, and a debt management policy before joining the ISA. About Israel Securities Authority The Israel Securities Authority (ISA) is the national securities regulator of Israel. ISA currently oversees a broad array of activities in the capital market, including the Tel Aviv Stock Exchange. For additional information on ISA, please visit www.isa.gov.il/ For more FinTech insights, follow us below: WFT Medium: medium.com/wharton-fintech WFT Twitter: twitter.com/whartonfintech Tarang’s Twitter: twitter.com/tg_tarang Tarang’s LinkedIn: linkedin.com/in/taranggupta100

Gabriela Ariana Campoverde sits down with Steve Fredette, President, Co-founder and a Director of Toast. Toast is an all-in-one point-of-sale and restaurant management platform for businesses in the food service and hospitality space. Since its inception in 2011 it has helped clients delight their guests, do what they love and thrive. In this episode you will hear about: - Toast’s humble beginnings - What new features better served Toast clients during the pandemic - What innovation Steve is excited about for the restaurant industry - All about Toast’s culture - And much more! About Steve Fredette Steve Fredette is President, Co-founder and a Director of Toast, where he leads product and innovation initiatives. Prior to Toast, he worked on mobile app development before the iPhone came out, creating the first Flickr and Shoebuy.com apps. At Endeca, now Oracle, he co-founded their mobile commerce business, building the product team and driving sales, marketing, and services to over $10 million in revenue in two years. He is a graduate of the Massachusetts Institute of Technology, where he studied Chemistry. His favorite toast is Marble Rye. About Toast Toast is an all-in-one point-of-sale and restaurant management platform for businesses in the food service and hospitality space. For additional information on Toast, please visit pos.toasttab.com. For more FinTech insights, follow us below: Medium: medium.com/wharton-fintech WFT Twitter: twitter.com/whartonfintech Gabriela’s Twitter: twitter.com/byGabyC Gabriela’s LinkedIn: linkedin.com/in/gcampoverde

In today's special episode, Anirudh Singh sits down with classmates and fintech founders Gaby Campoverde, John Garner, and Nate Soffio. They discuss their rising startups, Miren, Card Curator, and Portabl, as well as the impact the Wharton MBA has had on their respective companies. Gaby Campoverde: Gabriela Ariana Campoverde is CEO and Founder of Miren. She is currently an MBA candidate at The Wharton School and Masters in Computer and Information Technology at Penn Engineering. Prior to her graduate studies she worked at a WPP agency, American Express and Goldman Sachs. She is passionate about building products for working-class, immigrant communities across the US and is a proud New Yorker. She studied Art History and Linguistics at Swarthmore College. Website: https://www.getmiren.com/ John Garner: John Garner is the CEO and co-founder of Card Curator, a credit card rewards optimization app. Prior to starting Card Curator, John spent 5+ years as a volatility trader for Merrill Lynch, and left his Wall Street job to follow his real passion: credit card rewards and travel. John went on to invent the Card Curator algorithm called CardArb, which nets its users 5–10% or more in rewards on their daily card spending. He's an expert in all things related to credit cards and free travel, and loves helping others crack the code in the points and miles game with the Card Curator app. John holds a Bachelor of Arts in Economics and Psychology from Dartmouth College, and a Master of Business Administration from the Wharton School of the University of Pennsylvania. Website: https://www.cardcurator.com/ Nate Soffio: Nate is in the home stretch of his MBA at Wharton, where he serves as Co-President of Wharton Fintech. He spent 10 years building and launching identity-focused products at startups in the US and in the UK/ EU, specializing in the know-your-customer (KYC) landscape and privacy-preserving adtech. Right before Wharton, he lead KYC at Arachnys, a QED portfolio company, through its acquisition in 2020. In his spare time, he's a long-distance cyclist and budding rock climber. Website: https://getportabl.com/ For more FinTech insights, follow us below: Medium: medium.com/wharton-fintech LinkedIn: www.linkedin.com/company/wharton-fintech-club/ WFT Twitter: twitter.com/whartonfintech Anirudh's Twitter: twitter.com/avsingh_24

Anirudh Singh sits down with Brad Bernstein, Managing Partner at FTV Capital. Brad has been a growth equity investor at FTV Capital for over 18 years, leading investments in enterprise technology & services and financial services. In today's episode, they discuss what drives FTV Capital's success, investments in Enfusion, Plate IQ, Paddle, LoanPro and EBANX, and much more! Brad Bernstein: Brad is managing partner and has been a growth equity investor at FTV Capital for over 18 years, leading investments in enterprise technology & services and financial services. Brad has over 25 years of private equity experience. Prior to FTV, Brad was a partner at Oak Hill Capital Management and its predecessors where he managed the business and financial services group. He began his private equity career with Patricof & Company Ventures and started his professional career in the investment banking division of Merrill Lynch in New York. For more FinTech insights, follow us below: Medium: medium.co...

Anirudh Singh sits down with Gaurav Sharma, CEO and Co-Founder of Capitalize a venture-backed fintech company in New York focused on the retirement savings market. In today’s episode, they discuss the size of the 401K rollover issue in the United States, Capitalize being listed as one of TIME's best inventions of 2021, the fundraising process, and much more! Gaurav Sharma: Gaurav leads Capitalize's mission to help people save for retirement. Before founding Capitalize, he worked for some of the best-known financial institutions, including JP Morgan, UBS, Morgan Stanley, and as an investor at well-known hedge fund Greenlight Capital. After seeing how hard it is for most people to understand their retirement accounts, he decided to build a company that makes it easier. An Australian by birth, Gaurav lives in New York with his wife and their adopted puppy, Lorenzo. For more FinTech insights, follow us below: Medium: medium.com/wharton-fintech LinkedIn: www.linkedin.com/company/wharton-fintech-club/ WFT Twitter: twitter.com/whartonfintech Anirudh's Twitter: twitter.com/avsingh_24

Gabriela Ariana Campoverde sits down with Christina Keitt Chaney, Head of Sales and Relationship Management of MoCaFi. MoCaFi is short for Mobility Capital Finance, and today the company helps over 70MM clients across the United States open a bank account, build credit, and support local businesses. The company was founded in 2015 with a mission to address social inequities by closing the racial wealth gap. In this episode, you will learn all about: - The MoCaFi products which help its clients reach financial empowerment - How MoCaFi works with local governments to distribute benefits - MoCaFi’s mission-oriented company culture - Christina’s twenty year career in financial services - And much more! About Christina Keitt Chaney Christina Keitt Chaney is the Head of Sales and Relationship Management of MoCaFi. She has over twenty years of experience in financial services and prior to MoCaFi, she worked at American Express, BNY Mellon, JP Morgan-Chase, Bank of America Merill Lynch, and US Bank across Sales and Corporate Strategy roles. She is a graduate of Delaware State University, where she studied Political Science. About MoCaFi Launched in 2015, MoCaFi is a fintech, committed to closing the wealth gap for Black, Latinx, and all communities disconnected from the mainstream economy. To learn more about MoCaFi, visit mocafi.com. For more FinTech insights, follow us below: Medium: medium.com/wharton-fintech WFT Twitter: twitter.com/whartonfintech Gabriela’s Twitter: twitter.com/byGabyC Gabriela’s LinkedIn: linkedin.com/in/gcampoverde

Anirudh Singh sits down with Shimon Kogan, Associate Professor of Finance, with positions at Arison School of Business, Reichman University and The Wharton School. The two discuss the shifting perspective around fintech companies after the financial crisis, why fintech is an excellent industry for new graduates to get into, exciting global trends in the industry, and much more! Shimon Kogan: Prof. Kogan is an Associate Professor of Finance, with positions at Arison School of Business, Reichman University and The Wharton School. He was on the faculty at MIT Sloan, Carnegie Mellon University, University of Texas at Austin, and Duke. He held several investment-management positions and board advisory roles. He earned his MBA and PhD from the University of California at Berkeley and his BA from Tel Aviv University. Dr. Kogan’s research focuses on behavioral finance with application to capital markets. He is interested in understanding how information is processed in markets and his appr...

Anirudh Singh sits down with Sigal Mandelker, General Partner at Ribbit Capital. The two discuss her career in both the public and private sectors, Ribbit’s investment in Chainalysis, cryptocurrencies and anti-money laundering, and much more! Sigal Mandelker: Sigal Mandelker joined Ribbit Capital as a General Partner in April 2020. Ribbit is an investment firm focused on financial services and technology. Prior to Ribbit, she served as Under Secretary of Treasury for Terrorism and Financial Intelligence. As Under Secretary, Sigal supervised four main components of Treasury (OFAC, FinCEN, the Office of Intelligence and Analysis, and the Office of Terrorist Financing and Financial Crimes). Before serving as Under Secretary of Treasury, Sigal was a partner at Proskauer in New York. Sigal also previously served in a number of senior positions in the U.S. government, including as Deputy Assistant Attorney General in the Criminal Division of the Justice Department, an AUSA in the Souther...

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