A lot happened at the end of 2020. Sean and Liz discuss news you might have missed about important changes that could affect college financial aid and/or your employee benefits. Then they answer a listener's question about how to use the 50/30/20 budget. Want the Nerds to answer your money question?Email podcast@nerdwallet.comor call or text the NerdHotline at 901-730-6373. And visit www.nerdwallet.com/podcastfor more info on this episode.