Payday loans are a loan you can get when you leverage your next paycheck for cash today. Usually there is a small fee but they can quicky turn into 400 to 1900 percent loans. It's a predatory industry that needs to be heavily reformed or abolished. On Bad Ideas we take a look at this toxic industry and show why it is indeed a bad idea. || More Human Echoes stuff: http://humanechoes.com || Become a member for BONUS PODCASTS on Patreon: https://www.patreon.com/HumanEchoes Watch our Gaming Content: https://www.youtube.com/HumanEchoesGaming Bad Ideas Podcast on iTunes: http://apple.co/2yrDfyx Buy some T-shirts: http://bit.ly/1NetNNP Join our Community Discord: https://discord.gg/vyMvJx7 Listen to Bad Ideas: https://www.youtube.com/watch?v=2mgyAxRJizc&list=PUvOuG65OWsIUkHGKPKe1UXQ Watch Dwarf Fortress: https://youtu.be/4shyDUgoc6c Streaming Weekly- Twitch: https://Twitch.tv/manicpixidrmgirl Mixer: https://Mixer.com/HumanEchoes You can also follow the Human Echoes Peeps on Twitter! @Human...