3. The Stock Market for Retirement 3.退休股票市場 in this episode, Michael explainswhy the market will return the best amount to you. Risk adjusted over thelongterm. He also discusses how to manage risks over the course of a retirementwindow. And the reason investment is a proactive exercise. Even after youretire, you have to invest in the market for retirement. 在這一集中，邁克爾解釋了為什麼市場會給你最好的回報。長期風險調整。他還討論了如何在退休窗口期間管理風險。而投資之所以是一種積極主動的做法。即使你退休了，你也必須投資於退休市場。 Because historically speaking and wehave to go off history. Cause that's all we have. The market will return thebest amount to you. Risk adjusted over the long run. So you can own a ustreasury, which is backed by the government. And that's the equivalent of whatwe call the risk-free rate in the economic world. 因為從歷史的角度來說，我們必須摒棄歷史。因為我們只有這些了。市場會給你最好的回報。長期風險調整。所以你可以擁有一個由政府支...