4. Retirement Vehicles4.報廢車輛 Episode, Michaelexplores two approaches to taxes on investment and why paying upfront might bebetter. He also discusses the pros and cons of various investment rules. Twomain retirement vehicles. To keep it very simple for the audience to understandyou have the equivalent of the ability to put money away pre-tax or post-taxinto an account that's designated for retirement. 這一集中，邁克爾探討了兩種投資稅的方法，以及為什麼先付可能更好。他還討論了各種投資規則的利弊。兩個主要的退休車輛。很簡單，你可以把退休后的錢存起來，或者說你有能力把退休后的錢存起來。 What that meansis that hypothetically, if you made a hundred thousand dollars and you putmoney away, pre-tax the current limits, 19,500 for a 401k plan, which is anemployer sponsored plan. So if you put 19,500 away and you are in a hundredthousand a year, that means the IRS is going to tax you at the equivalent ofroughly an $80,000 salary. 這意味著，假設一下，如果你賺了10萬美元，...