“You have a skill, but you’re not using it correctly.” That the tough love advice Vincent Pugliese’s father gave him. Vincentwas working what he thought was his dream job as a photojournalist. He’d just won the most prestigious award in his industry (International Sports Photographer of the Year), and he and his wife Elizabeth had a baby on the way. Yet the newspaper job didn’t pay well. With the impending arrival of their son, Vincent took a hard look at his financial picture: he was in his mid-30s, 6-figures in debt, and earning $15 an hour. Not great. Something had to change, and something did. Full show notes