Dave Ramsey & Dr. John Delony discuss: Getting your spouse on board to become debt-free, The best way to negotiate your salary, How to set up a budget, Buying a new home with retirement money. Support Our Sponsor: Churchill Mortgage Zander Insurance NetSuite Want a plan for your money? Find out where to start:https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts:https://bit.ly/3GxiXm6