3. Risk,Reward & Rebalancing 3.風險、回報與再平衡 in this episode,Josh goes over the essential factors to consider for your portfolio whenplanning your retirement nest egg. He explains which risks to take, which toavoid and suggest sensible investment strategies, such as rebalancing yourportfolios, ratio of stocks to bonds. There are other considerations like, uh,the cost of living in the part of the country that you live in. 在本期節目中，喬希將詳細介紹在計劃退休儲蓄計劃時，投資組合需要考慮的基本因素。他解釋了應該承擔哪些風險，避免哪些風險，並提出了明智的投資策略，比如重新平衡投資組合、股票與債券的比率。還有其他的考慮因素，比如，呃，你居住的國家的生活費用在。 And the rate atwhich that cost of living is going up, longevity is going to be very caged interms of, you know, you think about retirement is almost a new invention inAmerica. In 1950, the way you retired was you literally dropped dead at youroffice. And if you didn't, they handed you a gold...